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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 160 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Dev’s mother has ₹3000 in her bank account. She pays ₹360 for milk and ₹360 for medicines by UPI. How many rupees are left in the account?
  2. 2.Kabir’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  3. 3.A stranger asks Ishaan to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  4. 4.A message says Sneha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  5. 5.Rohan’s mother has ₹2100 in her bank account. She pays ₹220 for vegetables and ₹230 for fruit by UPI. How many rupees are left in the account?
  6. 6.Priya’s mother has ₹2100 in her bank account. She pays ₹290 for medicines and ₹140 for bread by UPI. How many rupees are left in the account?
  7. 7.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  8. 8.Arjun’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  9. 9.Saanvi’s mother has ₹1100 in her bank account. She pays ₹140 for a gas cylinder and ₹340 for fruit by UPI. How many rupees are left in the account?
  10. 10.A stranger asks Isha to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  11. 11.Joseph’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  12. 12.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  13. 13.Zoya gets a link: “Click now to win a phone worth ₹10000!” What should Zoya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  14. 14.A stranger asks Sneha to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  15. 15.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  16. 16.Manav’s mother has ₹1500 in her bank account. She pays ₹230 for a gas cylinder and ₹260 for vegetables by UPI. How many rupees are left in the account?
  17. 17.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  18. 18.Pooja sees that ₹25000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  19. 19.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  20. 20.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  21. 21.Saanvi gets a link: “Click now to win a phone worth ₹500!” What should Saanvi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  22. 22.Rohan’s mother has ₹1800 in her bank account. She pays ₹70 for milk and ₹280 for school books by UPI. How many rupees are left in the account?
  23. 23.A stranger asks Aditya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  24. 24.Tara’s mother has ₹2100 in her bank account. She pays ₹60 for vegetables and ₹180 for medicines by UPI. How many rupees are left in the account?
  25. 25.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  26. 26.A message says Gurpreet has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  27. 27.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  28. 28.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  29. 29.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  30. 30.Meera’s mother has ₹1100 in her bank account. She pays ₹80 for milk and ₹280 for school books by UPI. How many rupees are left in the account?
  31. 31.Priya’s mother has ₹2200 in her bank account. She pays ₹160 for school books and ₹270 for vegetables by UPI. How many rupees are left in the account?
  32. 32.Priya’s mother has ₹1200 in her bank account. She pays ₹380 for milk and ₹170 for school books by UPI. How many rupees are left in the account?
  33. 33.Nisha’s mother has ₹1200 in her bank account. She pays ₹360 for vegetables and ₹190 for fruit by UPI. How many rupees are left in the account?
  34. 34.Isha gets a link: “Click now to win a phone worth ₹25000!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  35. 35.Kavya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  36. 36.Kabir gets a link: “Click now to win a phone worth ₹10000!” What should Kabir do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  37. 37.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  38. 38.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  39. 39.Priya gets a link: “Click now to win a phone worth ₹25000!” What should Priya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  40. 40.Rahul’s mother has ₹3000 in her bank account. She pays ₹330 for bread and ₹140 for milk by UPI. How many rupees are left in the account?

Answer key

  1. 2280
  2. The name and amount
  3. Scanning a QR pays money
  4. No PIN to receive money
  5. 1650
  6. 1670
  7. Never share the OTP
  8. The name of the shop
  9. 620
  10. Scanning a QR pays money
  11. The name of the shop
  12. Scanning a QR pays money
  13. Ignore it, tell a parent
  14. Scanning a QR pays money
  15. No one
  16. 1010
  17. Never share the OTP
  18. Tell a parent at once
  19. No one
  20. No one
  21. Ignore it, tell a parent
  22. 1450
  23. Scanning a QR pays money
  24. 1860
  25. The name of the shop
  26. No PIN to receive money
  27. No one
  28. No PIN to receive money
  29. The name of the shop
  30. 740
  31. 1770
  32. 650
  33. 650
  34. Ignore it, tell a parent
  35. The name of the shop
  36. Ignore it, tell a parent
  37. The name and amount
  38. No one
  39. Ignore it, tell a parent
  40. 2530

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