Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 17 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Gurpreet’s mother has ₹2500 in her bank account. She pays ₹390 for fruit and ₹290 for vegetables by UPI. How many rupees are left in the account?
2. 2.A message says Kavya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
3. 3.A message says Pooja has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
4. 4.Diya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
5. 5.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
6. 6.Arjun’s mother has ₹2200 in her bank account. She pays ₹250 for a gas cylinder and ₹60 for medicines by UPI. How many rupees are left in the account?
7. 7.Kabir gets a link: “Click now to win a phone worth ₹25000!” What should Kabir do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
8. 8.Vivaan’s mother has ₹2600 in her bank account. She pays ₹360 for bread and ₹70 for milk by UPI. How many rupees are left in the account?
9. 9.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
10. 10.Riya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
11. 11.Gurpreet’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
12. 12.Dev gets a link: “Click now to win a phone worth ₹10000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
13. 13.Kabir’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
14. 14.Arjun sees that ₹5000 was sent to a wrong number by mistake. What should Arjun do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
15. 15.Riya’s mother has ₹1400 in her bank account. She pays ₹400 for a gas cylinder and ₹160 for medicines by UPI. How many rupees are left in the account?
16. 16.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
17. 17.Dev sees that ₹2000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
18. 18.Manav’s mother has ₹2500 in her bank account. She pays ₹320 for medicines and ₹400 for milk by UPI. How many rupees are left in the account?
19. 19.Karan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
20. 20.A stranger asks Rahul to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
21. 21.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
22. 22.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
23. 23.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
24. 24.Diya’s mother has ₹2700 in her bank account. She pays ₹140 for a gas cylinder and ₹350 for milk by UPI. How many rupees are left in the account?
25. 25.Arjun’s mother has ₹1700 in her bank account. She pays ₹290 for fruit and ₹60 for bread by UPI. How many rupees are left in the account?
26. 26.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
27. 27.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
28. 28.Diya’s mother has ₹1300 in her bank account. She pays ₹230 for a gas cylinder and ₹180 for milk by UPI. How many rupees are left in the account?
29. 29.A stranger asks Farhan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
30. 30.A message says Riya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
31. 31.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
32. 32.Priya’s mother has ₹2400 in her bank account. She pays ₹60 for fruit and ₹100 for vegetables by UPI. How many rupees are left in the account?
33. 33.Riya’s mother has ₹1000 in her bank account. She pays ₹360 for fruit and ₹290 for milk by UPI. How many rupees are left in the account?
34. 34.A message says Rohan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
35. 35.Sneha’s mother has ₹1900 in her bank account. She pays ₹100 for milk and ₹350 for fruit by UPI. How many rupees are left in the account?
36. 36.Gurpreet’s mother has ₹2900 in her bank account. She pays ₹60 for vegetables and ₹300 for medicines by UPI. How many rupees are left in the account?
37. 37.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
38. 38.Nisha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
39. 39.A message says Gurpreet has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
40. 40.A message says Ananya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids