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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 161 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  2. 2.Aarav gets a link: “Click now to win a phone worth ₹10000!” What should Aarav do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  3. 3.Kabir’s mother has ₹1300 in her bank account. She pays ₹310 for fruit and ₹240 for milk by UPI. How many rupees are left in the account?
  4. 4.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  5. 5.Rahul gets a link: “Click now to win a phone worth ₹500!” What should Rahul do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  6. 6.Arjun’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  7. 7.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  8. 8.Saanvi sees that ₹5000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  9. 9.Rohan’s mother has ₹1800 in her bank account. She pays ₹190 for vegetables and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
  10. 10.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  11. 11.Vivaan’s mother has ₹1600 in her bank account. She pays ₹350 for school books and ₹200 for a gas cylinder by UPI. How many rupees are left in the account?
  12. 12.Saanvi’s mother has ₹2100 in her bank account. She pays ₹240 for fruit and ₹130 for bread by UPI. How many rupees are left in the account?
  13. 13.Dev’s mother has ₹1500 in her bank account. She pays ₹120 for bread and ₹80 for milk by UPI. How many rupees are left in the account?
  14. 14.Saanvi sees that ₹1000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  15. 15.Manav’s mother has ₹2600 in her bank account. She pays ₹150 for bread and ₹60 for milk by UPI. How many rupees are left in the account?
  16. 16.A stranger asks Lakshmi to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  17. 17.Gurpreet sees that ₹1000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  18. 18.Aarav sees that ₹25000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  19. 19.Isha’s mother has ₹1400 in her bank account. She pays ₹220 for a gas cylinder and ₹50 for milk by UPI. How many rupees are left in the account?
  20. 20.Tara gets a link: “Click now to win a phone worth ₹2000!” What should Tara do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  21. 21.Riya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  22. 22.Diya’s mother has ₹2000 in her bank account. She pays ₹50 for vegetables and ₹220 for school books by UPI. How many rupees are left in the account?
  23. 23.Isha’s mother has ₹2200 in her bank account. She pays ₹90 for milk and ₹140 for bread by UPI. How many rupees are left in the account?
  24. 24.Pooja sees that ₹500 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  25. 25.Aditya’s mother has ₹1000 in her bank account. She pays ₹170 for vegetables and ₹300 for milk by UPI. How many rupees are left in the account?
  26. 26.Farhan’s mother has ₹2500 in her bank account. She pays ₹130 for milk and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?
  27. 27.A message says Zoya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  28. 28.Tara’s mother has ₹2100 in her bank account. She pays ₹200 for bread and ₹100 for vegetables by UPI. How many rupees are left in the account?
  29. 29.Rohan’s mother has ₹1000 in her bank account. She pays ₹120 for fruit and ₹240 for school books by UPI. How many rupees are left in the account?
  30. 30.A message says Priya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  31. 31.Meera gets a link: “Click now to win a phone worth ₹500!” What should Meera do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  32. 32.Ananya’s mother has ₹2100 in her bank account. She pays ₹240 for fruit and ₹400 for medicines by UPI. How many rupees are left in the account?
  33. 33.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  34. 34.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  35. 35.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  36. 36.Pooja’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  37. 37.Isha’s mother has ₹1500 in her bank account. She pays ₹70 for vegetables and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  38. 38.A message says Priya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  39. 39.A message says Tara has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  40. 40.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly

Answer key

  1. No PIN to receive money
  2. Ignore it, tell a parent
  3. 750
  4. No one
  5. Ignore it, tell a parent
  6. The name of the shop
  7. No PIN to receive money
  8. Tell a parent at once
  9. 1520
  10. Never share the OTP
  11. 1050
  12. 1730
  13. 1300
  14. Tell a parent at once
  15. 2390
  16. Scanning a QR pays money
  17. Tell a parent at once
  18. Tell a parent at once
  19. 1130
  20. Ignore it, tell a parent
  21. The name and amount
  22. 1730
  23. 1970
  24. Tell a parent at once
  25. 530
  26. 2060
  27. No PIN to receive money
  28. 1800
  29. 640
  30. No PIN to receive money
  31. Ignore it, tell a parent
  32. 1460
  33. No one
  34. Never share the OTP
  35. No one
  36. The name and amount
  37. 1100
  38. No PIN to receive money
  39. No PIN to receive money
  40. No PIN to receive money

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