Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 162 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
2. 2.Karan’s mother has ₹2800 in her bank account. She pays ₹390 for milk and ₹290 for bread by UPI. How many rupees are left in the account?
3. 3.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
4. 4.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
5. 5.A message says Lakshmi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
6. 6.Riya’s mother has ₹1100 in her bank account. She pays ₹100 for fruit and ₹220 for bread by UPI. How many rupees are left in the account?
7. 7.A stranger asks Kavya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
8. 8.Zoya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
9. 9.Sneha’s mother has ₹1400 in her bank account. She pays ₹200 for bread and ₹370 for fruit by UPI. How many rupees are left in the account?
10. 10.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
11. 11.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
12. 12.Riya sees that ₹1000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
13. 13.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
14. 14.A stranger asks Joseph to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
15. 15.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
16. 16.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
17. 17.A message says Meera has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
18. 18.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
19. 19.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
20. 20.Ishaan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
21. 21.Karan’s mother has ₹2600 in her bank account. She pays ₹50 for medicines and ₹120 for fruit by UPI. How many rupees are left in the account?
22. 22.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
23. 23.Gurpreet’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
24. 24.Aditya gets a link: “Click now to win a phone worth ₹1000!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
25. 25.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
26. 26.Pooja’s mother has ₹2500 in her bank account. She pays ₹70 for school books and ₹290 for bread by UPI. How many rupees are left in the account?
27. 27.Arjun’s mother has ₹1200 in her bank account. She pays ₹190 for medicines and ₹210 for milk by UPI. How many rupees are left in the account?
28. 28.Kavya sees that ₹1000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
29. 29.A stranger asks Riya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
30. 30.Meera gets a link: “Click now to win a phone worth ₹25000!” What should Meera do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
31. 31.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
32. 32.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
33. 33.Nisha’s mother has ₹1400 in her bank account. She pays ₹320 for school books and ₹210 for fruit by UPI. How many rupees are left in the account?
34. 34.A stranger asks Farhan to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
35. 35.Meera gets a link: “Click now to win a phone worth ₹50000!” What should Meera do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
36. 36.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
37. 37.Priya sees that ₹5000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
38. 38.A stranger asks Vivaan to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
39. 39.Meera’s mother has ₹2400 in her bank account. She pays ₹220 for vegetables and ₹160 for milk by UPI. How many rupees are left in the account?
40. 40.Ananya’s mother has ₹2100 in her bank account. She pays ₹170 for school books and ₹160 for medicines by UPI. How many rupees are left in the account?

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