Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 163 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Aditya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
2. 2.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
3. 3.Ishaan’s mother has ₹2800 in her bank account. She pays ₹250 for bread and ₹110 for vegetables by UPI. How many rupees are left in the account?
4. 4.A message says Aditya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
5. 5.Aarav’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
6. 6.A message says Sneha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
7. 7.Meera’s mother has ₹3000 in her bank account. She pays ₹350 for school books and ₹90 for a gas cylinder by UPI. How many rupees are left in the account?
8. 8.Ishaan gets a link: “Click now to win a phone worth ₹5000!” What should Ishaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
9. 9.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
10. 10.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
11. 11.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
12. 12.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
13. 13.A stranger asks Sneha to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
14. 14.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
15. 15.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
16. 16.Dev’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
17. 17.A message says Gurpreet has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
18. 18.Lakshmi’s mother has ₹2700 in her bank account. She pays ₹280 for fruit and ₹90 for milk by UPI. How many rupees are left in the account?
19. 19.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
20. 20.Farhan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
21. 21.Lakshmi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
22. 22.Manav’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
23. 23.Nisha’s mother has ₹2600 in her bank account. She pays ₹270 for medicines and ₹230 for school books by UPI. How many rupees are left in the account?
24. 24.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
25. 25.Isha’s mother has ₹1000 in her bank account. She pays ₹340 for milk and ₹60 for vegetables by UPI. How many rupees are left in the account?
26. 26.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
27. 27.A message says Arjun has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
28. 28.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
29. 29.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
30. 30.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
31. 31.Ananya gets a link: “Click now to win a phone worth ₹5000!” What should Ananya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
32. 32.Karan’s mother has ₹1700 in her bank account. She pays ₹330 for medicines and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
33. 33.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
34. 34.A stranger asks Isha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
35. 35.A stranger asks Zoya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
36. 36.Isha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
37. 37.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
38. 38.Riya’s mother has ₹2800 in her bank account. She pays ₹50 for school books and ₹400 for milk by UPI. How many rupees are left in the account?
39. 39.Joseph’s mother has ₹1700 in her bank account. She pays ₹90 for a gas cylinder and ₹120 for bread by UPI. How many rupees are left in the account?
40. 40.A stranger asks Arjun to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe

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