Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 164 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Manav’s mother has ₹1800 in her bank account. She pays ₹310 for medicines and ₹160 for bread by UPI. How many rupees are left in the account?
2. 2.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
4. 4.Aditya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
5. 5.A message says Kavya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
6. 6.Dev’s mother has ₹1100 in her bank account. She pays ₹150 for fruit and ₹180 for milk by UPI. How many rupees are left in the account?
7. 7.Arjun gets a link: “Click now to win a phone worth ₹2000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
8. 8.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
9. 9.Zoya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
10. 10.A message says Ananya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
11. 11.Manav sees that ₹2000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
12. 12.Priya’s mother has ₹1800 in her bank account. She pays ₹280 for bread and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
13. 13.A stranger asks Gurpreet to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
14. 14.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
15. 15.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
16. 16.A message says Lakshmi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
17. 17.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
18. 18.Diya sees that ₹500 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
19. 19.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
20. 20.Kavya’s mother has ₹1500 in her bank account. She pays ₹100 for a gas cylinder and ₹240 for medicines by UPI. How many rupees are left in the account?
21. 21.Isha gets a link: “Click now to win a phone worth ₹1000!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
22. 22.Saanvi’s mother has ₹2000 in her bank account. She pays ₹330 for medicines and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
23. 23.Rahul’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
24. 24.A stranger asks Meera to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
25. 25.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
26. 26.Ananya sees that ₹500 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
27. 27.Meera gets a link: “Click now to win a phone worth ₹1000!” What should Meera do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
28. 28.Sneha sees that ₹50000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
29. 29.Lakshmi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
30. 30.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
31. 31.Arjun’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
32. 32.Saanvi’s mother has ₹2200 in her bank account. She pays ₹120 for vegetables and ₹110 for school books by UPI. How many rupees are left in the account?
33. 33.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
34. 34.Meera’s mother has ₹1900 in her bank account. She pays ₹320 for milk and ₹50 for vegetables by UPI. How many rupees are left in the account?
35. 35.Diya’s mother has ₹2100 in her bank account. She pays ₹330 for vegetables and ₹340 for fruit by UPI. How many rupees are left in the account?
36. 36.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
37. 37.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
38. 38.Zoya gets a link: “Click now to win a phone worth ₹10000!” What should Zoya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
39. 39.Tara’s mother has ₹1900 in her bank account. She pays ₹210 for school books and ₹270 for fruit by UPI. How many rupees are left in the account?
40. 40.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money

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