Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 165 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Ishaan’s mother has ₹2100 in her bank account. She pays ₹390 for medicines and ₹290 for milk by UPI. How many rupees are left in the account?
2. 2.A stranger asks Karan to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
3. 3.A message says Tara has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
4. 4.Arjun’s mother has ₹1500 in her bank account. She pays ₹340 for vegetables and ₹360 for milk by UPI. How many rupees are left in the account?
5. 5.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
6. 6.Riya gets a link: “Click now to win a phone worth ₹2000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
7. 7.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
8. 8.Arjun’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
9. 9.A stranger asks Saanvi to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
10. 10.Saanvi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
11. 11.Arjun’s mother has ₹1200 in her bank account. She pays ₹190 for fruit and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
12. 12.Joseph sees that ₹25000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
13. 13.Rahul’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
14. 14.Manav’s mother has ₹2700 in her bank account. She pays ₹230 for milk and ₹360 for vegetables by UPI. How many rupees are left in the account?
15. 15.A stranger asks Rahul to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
16. 16.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
17. 17.A stranger asks Aarav to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
18. 18.A stranger asks Joseph to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
19. 19.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
20. 20.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
21. 21.Dev’s mother has ₹2800 in her bank account. She pays ₹170 for medicines and ₹320 for fruit by UPI. How many rupees are left in the account?
22. 22.Kabir’s mother has ₹2300 in her bank account. She pays ₹160 for vegetables and ₹150 for school books by UPI. How many rupees are left in the account?
23. 23.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
24. 24.Pooja gets a link: “Click now to win a phone worth ₹5000!” What should Pooja do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
25. 25.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
26. 26.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
27. 27.Kabir’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
28. 28.Manav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
29. 29.A stranger asks Tara to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
30. 30.Lakshmi’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
31. 31.A message says Nisha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
32. 32.Ananya’s mother has ₹1500 in her bank account. She pays ₹370 for milk and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
33. 33.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
34. 34.Vivaan’s mother has ₹1900 in her bank account. She pays ₹160 for medicines and ₹220 for milk by UPI. How many rupees are left in the account?
35. 35.Isha sees that ₹2000 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
36. 36.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
37. 37.Nisha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
38. 38.Riya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
39. 39.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
40. 40.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids