Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 166 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Isha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
2. 2.Isha’s mother has ₹2400 in her bank account. She pays ₹390 for medicines and ₹350 for vegetables by UPI. How many rupees are left in the account?
3. 3.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
4. 4.A message says Lakshmi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.A message says Karan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
6. 6.A message says Ananya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
7. 7.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
8. 8.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
9. 9.A stranger asks Ananya to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
10. 10.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
11. 11.Riya gets a link: “Click now to win a phone worth ₹10000!” What should Riya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
12. 12.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
13. 13.A message says Karan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
14. 14.Ananya’s mother has ₹1600 in her bank account. She pays ₹320 for vegetables and ₹170 for milk by UPI. How many rupees are left in the account?
15. 15.Kabir’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
16. 16.Nisha’s mother has ₹1900 in her bank account. She pays ₹280 for fruit and ₹390 for milk by UPI. How many rupees are left in the account?
17. 17.Joseph’s mother has ₹1000 in her bank account. She pays ₹80 for vegetables and ₹110 for medicines by UPI. How many rupees are left in the account?
18. 18.A message says Saanvi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
19. 19.Aditya sees that ₹25000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
20. 20.A message says Ananya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
21. 21.Saanvi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
22. 22.Lakshmi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
23. 23.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
24. 24.Rahul’s mother has ₹1800 in her bank account. She pays ₹210 for a gas cylinder and ₹50 for school books by UPI. How many rupees are left in the account?
25. 25.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
26. 26.Diya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
27. 27.Rahul’s mother has ₹1600 in her bank account. She pays ₹80 for vegetables and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
28. 28.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
29. 29.Manav’s mother has ₹1900 in her bank account. She pays ₹300 for milk and ₹120 for bread by UPI. How many rupees are left in the account?
30. 30.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
31. 31.Farhan gets a link: “Click now to win a phone worth ₹5000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
32. 32.Vivaan’s mother has ₹2300 in her bank account. She pays ₹110 for bread and ₹290 for medicines by UPI. How many rupees are left in the account?
33. 33.Lakshmi’s mother has ₹2900 in her bank account. She pays ₹290 for vegetables and ₹300 for milk by UPI. How many rupees are left in the account?
34. 34.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
35. 35.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
36. 36.A stranger asks Joseph to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
37. 37.Arjun’s mother has ₹2900 in her bank account. She pays ₹190 for vegetables and ₹320 for school books by UPI. How many rupees are left in the account?
38. 38.A stranger asks Kavya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
39. 39.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
40. 40.Dev gets a link: “Click now to win a phone worth ₹25000!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent

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