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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 167 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Ishaan’s mother has ₹1700 in her bank account. She pays ₹230 for school books and ₹260 for bread by UPI. How many rupees are left in the account?
  2. 2.Isha’s mother has ₹1400 in her bank account. She pays ₹380 for bread and ₹300 for medicines by UPI. How many rupees are left in the account?
  3. 3.Arjun’s mother has ₹1200 in her bank account. She pays ₹280 for vegetables and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
  4. 4.A message says Lakshmi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  5. 5.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  6. 6.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  7. 7.Sneha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  8. 8.Kavya’s mother has ₹1500 in her bank account. She pays ₹170 for milk and ₹280 for bread by UPI. How many rupees are left in the account?
  9. 9.Rohan’s mother has ₹1300 in her bank account. She pays ₹400 for vegetables and ₹150 for milk by UPI. How many rupees are left in the account?
  10. 10.A message says Gurpreet has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  11. 11.Zoya’s mother has ₹2800 in her bank account. She pays ₹80 for school books and ₹140 for vegetables by UPI. How many rupees are left in the account?
  12. 12.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  13. 13.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  14. 14.A message says Joseph has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  15. 15.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  16. 16.Meera sees that ₹25000 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  17. 17.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  18. 18.Kabir’s mother has ₹1200 in her bank account. She pays ₹110 for vegetables and ₹340 for bread by UPI. How many rupees are left in the account?
  19. 19.A stranger asks Tara to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  20. 20.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  21. 21.Saanvi gets a link: “Click now to win a phone worth ₹2000!” What should Saanvi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  22. 22.A message says Saanvi has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  23. 23.Lakshmi’s mother has ₹1900 in her bank account. She pays ₹310 for milk and ₹280 for fruit by UPI. How many rupees are left in the account?
  24. 24.Sneha’s mother has ₹2300 in her bank account. She pays ₹170 for a gas cylinder and ₹310 for milk by UPI. How many rupees are left in the account?
  25. 25.Nisha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  26. 26.A message says Joseph has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  27. 27.Sneha’s mother has ₹2800 in her bank account. She pays ₹240 for school books and ₹100 for milk by UPI. How many rupees are left in the account?
  28. 28.A stranger asks Rahul to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  29. 29.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  30. 30.Priya’s mother has ₹2000 in her bank account. She pays ₹300 for medicines and ₹290 for milk by UPI. How many rupees are left in the account?
  31. 31.Priya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  32. 32.Ishaan sees that ₹5000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  33. 33.Meera’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  34. 34.Tara’s mother has ₹2500 in her bank account. She pays ₹90 for medicines and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  35. 35.Gurpreet sees that ₹1000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  36. 36.Kavya’s mother has ₹1400 in her bank account. She pays ₹390 for vegetables and ₹310 for medicines by UPI. How many rupees are left in the account?
  37. 37.Gurpreet’s mother has ₹2900 in her bank account. She pays ₹200 for medicines and ₹350 for fruit by UPI. How many rupees are left in the account?
  38. 38.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  39. 39.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  40. 40.Lakshmi’s mother has ₹1400 in her bank account. She pays ₹180 for milk and ₹190 for vegetables by UPI. How many rupees are left in the account?

Answer key

  1. 1210
  2. 720
  3. 550
  4. No PIN to receive money
  5. Never share the OTP
  6. No one
  7. The name and amount
  8. 1050
  9. 750
  10. No PIN to receive money
  11. 2580
  12. No one
  13. Never share the OTP
  14. No PIN to receive money
  15. No PIN to receive money
  16. Tell a parent at once
  17. The name and amount
  18. 750
  19. Scanning a QR pays money
  20. No PIN to receive money
  21. Ignore it, tell a parent
  22. No PIN to receive money
  23. 1310
  24. 1820
  25. The name and amount
  26. No PIN to receive money
  27. 2460
  28. Scanning a QR pays money
  29. The name and amount
  30. 1410
  31. The name and amount
  32. Tell a parent at once
  33. The name of the shop
  34. 2310
  35. Tell a parent at once
  36. 700
  37. 2350
  38. Never share the OTP
  39. The name and amount
  40. 1030

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