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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 168 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Diya’s mother has ₹2800 in her bank account. She pays ₹300 for milk and ₹280 for medicines by UPI. How many rupees are left in the account?
  2. 2.Kavya’s mother has ₹1300 in her bank account. She pays ₹170 for a gas cylinder and ₹230 for medicines by UPI. How many rupees are left in the account?
  3. 3.Aditya’s mother has ₹1300 in her bank account. She pays ₹270 for vegetables and ₹130 for milk by UPI. How many rupees are left in the account?
  4. 4.Joseph’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  5. 5.Aarav’s mother has ₹2400 in her bank account. She pays ₹280 for school books and ₹80 for medicines by UPI. How many rupees are left in the account?
  6. 6.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  7. 7.A message says Manav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  8. 8.Rohan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  9. 9.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  10. 10.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  11. 11.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  12. 12.Kabir’s mother has ₹1600 in her bank account. She pays ₹190 for fruit and ₹160 for a gas cylinder by UPI. How many rupees are left in the account?
  13. 13.Rahul sees that ₹1000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  14. 14.Saanvi sees that ₹1000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  15. 15.Isha’s mother has ₹1800 in her bank account. She pays ₹150 for medicines and ₹120 for vegetables by UPI. How many rupees are left in the account?
  16. 16.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  17. 17.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  18. 18.A stranger asks Ananya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  19. 19.A message says Aarav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  20. 20.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  21. 21.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  22. 22.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  23. 23.A message says Farhan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  24. 24.A stranger asks Nisha to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  25. 25.Ishaan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  26. 26.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  27. 27.A stranger asks Ishaan to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  28. 28.Meera gets a link: “Click now to win a phone worth ₹2000!” What should Meera do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  29. 29.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  30. 30.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  31. 31.Ishaan gets a link: “Click now to win a phone worth ₹2000!” What should Ishaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  32. 32.Nisha’s mother has ₹2200 in her bank account. She pays ₹90 for a gas cylinder and ₹400 for fruit by UPI. How many rupees are left in the account?
  33. 33.A message says Kavya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  34. 34.A message says Riya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  35. 35.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  36. 36.Farhan’s mother has ₹1400 in her bank account. She pays ₹290 for fruit and ₹80 for school books by UPI. How many rupees are left in the account?
  37. 37.Karan’s mother has ₹1300 in her bank account. She pays ₹330 for fruit and ₹280 for bread by UPI. How many rupees are left in the account?
  38. 38.Zoya’s mother has ₹1100 in her bank account. She pays ₹190 for fruit and ₹50 for milk by UPI. How many rupees are left in the account?
  39. 39.Rahul gets a link: “Click now to win a phone worth ₹5000!” What should Rahul do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  40. 40.Ananya’s mother has ₹2400 in her bank account. She pays ₹110 for bread and ₹290 for vegetables by UPI. How many rupees are left in the account?

Answer key

  1. 2220
  2. 900
  3. 900
  4. The name of the shop
  5. 2040
  6. Never share the OTP
  7. No PIN to receive money
  8. The name of the shop
  9. Never share the OTP
  10. Never share the OTP
  11. The name of the shop
  12. 1250
  13. Tell a parent at once
  14. Tell a parent at once
  15. 1530
  16. Tell a parent at once
  17. Never share the OTP
  18. Scanning a QR pays money
  19. No PIN to receive money
  20. Never share the OTP
  21. No one
  22. No one
  23. No PIN to receive money
  24. Scanning a QR pays money
  25. The name of the shop
  26. Scanning a QR pays money
  27. Scanning a QR pays money
  28. Ignore it, tell a parent
  29. No one
  30. No one
  31. Ignore it, tell a parent
  32. 1710
  33. No PIN to receive money
  34. No PIN to receive money
  35. No one
  36. 1030
  37. 690
  38. 860
  39. Ignore it, tell a parent
  40. 2000

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