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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 169 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Pooja’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  2. 2.Zoya gets a link: “Click now to win a phone worth ₹500!” What should Zoya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  3. 3.Kavya’s mother has ₹1600 in her bank account. She pays ₹290 for vegetables and ₹260 for school books by UPI. How many rupees are left in the account?
  4. 4.A message says Kabir has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  5. 5.Zoya’s mother has ₹1100 in her bank account. She pays ₹170 for milk and ₹60 for fruit by UPI. How many rupees are left in the account?
  6. 6.Aditya’s mother has ₹1400 in her bank account. She pays ₹100 for medicines and ₹150 for school books by UPI. How many rupees are left in the account?
  7. 7.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  8. 8.Kabir’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  9. 9.Kavya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  10. 10.Isha sees that ₹50000 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  11. 11.Dev gets a link: “Click now to win a phone worth ₹2000!” What should Dev do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  12. 12.Aditya’s mother has ₹2600 in her bank account. She pays ₹210 for a gas cylinder and ₹110 for fruit by UPI. How many rupees are left in the account?
  13. 13.A message says Ishaan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  14. 14.Priya’s mother has ₹3000 in her bank account. She pays ₹130 for bread and ₹70 for school books by UPI. How many rupees are left in the account?
  15. 15.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  16. 16.Zoya’s mother has ₹2900 in her bank account. She pays ₹130 for medicines and ₹360 for school books by UPI. How many rupees are left in the account?
  17. 17.Aditya’s mother has ₹2800 in her bank account. She pays ₹60 for vegetables and ₹270 for milk by UPI. How many rupees are left in the account?
  18. 18.Lakshmi’s mother has ₹1100 in her bank account. She pays ₹400 for medicines and ₹150 for a gas cylinder by UPI. How many rupees are left in the account?
  19. 19.Manav gets a link: “Click now to win a phone worth ₹5000!” What should Manav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  20. 20.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  21. 21.Rahul’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  22. 22.Dev’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  23. 23.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  24. 24.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  25. 25.A message says Vivaan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  26. 26.Ishaan gets a link: “Click now to win a phone worth ₹10000!” What should Ishaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  27. 27.Gurpreet sees that ₹500 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  28. 28.Dev gets a link: “Click now to win a phone worth ₹500!” What should Dev do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  29. 29.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  30. 30.Sneha’s mother has ₹1400 in her bank account. She pays ₹300 for milk and ₹50 for medicines by UPI. How many rupees are left in the account?
  31. 31.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹110 for a gas cylinder and ₹350 for medicines by UPI. How many rupees are left in the account?
  32. 32.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  33. 33.Arjun’s mother has ₹2700 in her bank account. She pays ₹330 for fruit and ₹360 for medicines by UPI. How many rupees are left in the account?
  34. 34.Zoya’s mother has ₹1500 in her bank account. She pays ₹50 for school books and ₹310 for milk by UPI. How many rupees are left in the account?
  35. 35.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  36. 36.Manav gets a link: “Click now to win a phone worth ₹2000!” What should Manav do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  37. 37.Arjun’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  38. 38.Isha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  39. 39.Zoya’s mother has ₹1000 in her bank account. She pays ₹140 for milk and ₹200 for vegetables by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Sneha to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money

Answer key

  1. The name of the shop
  2. Ignore it, tell a parent
  3. 1050
  4. No PIN to receive money
  5. 870
  6. 1150
  7. Ignore it, tell a parent
  8. The name and amount
  9. The name of the shop
  10. Tell a parent at once
  11. Ignore it, tell a parent
  12. 2280
  13. No PIN to receive money
  14. 2800
  15. No one
  16. 2410
  17. 2470
  18. 550
  19. Ignore it, tell a parent
  20. No PIN to receive money
  21. The name of the shop
  22. The name of the shop
  23. No one
  24. Never share the OTP
  25. No PIN to receive money
  26. Ignore it, tell a parent
  27. Tell a parent at once
  28. Ignore it, tell a parent
  29. Never share the OTP
  30. 1050
  31. 940
  32. No PIN to receive money
  33. 2010
  34. 1140
  35. Tell a parent at once
  36. Ignore it, tell a parent
  37. The name of the shop
  38. The name and amount
  39. 660
  40. Scanning a QR pays money

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