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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 170 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Lakshmi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  2. 2.Meera’s mother has ₹2100 in her bank account. She pays ₹300 for milk and ₹310 for fruit by UPI. How many rupees are left in the account?
  3. 3.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  4. 4.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  5. 5.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  6. 6.Rahul’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  7. 7.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  8. 8.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  9. 9.A message says Sneha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  10. 10.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  11. 11.Nisha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  12. 12.Pooja’s mother has ₹1000 in her bank account. She pays ₹150 for a gas cylinder and ₹70 for fruit by UPI. How many rupees are left in the account?
  13. 13.Rahul gets a link: “Click now to win a phone worth ₹5000!” What should Rahul do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  14. 14.Tara’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  15. 15.Ananya sees that ₹25000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  16. 16.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  17. 17.A message says Arjun has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  18. 18.Pooja gets a link: “Click now to win a phone worth ₹500!” What should Pooja do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  19. 19.Zoya gets a link: “Click now to win a phone worth ₹25000!” What should Zoya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  20. 20.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  21. 21.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  22. 22.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  23. 23.A message says Karan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  24. 24.Gurpreet sees that ₹1000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  25. 25.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  26. 26.Rahul sees that ₹2000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  27. 27.Farhan’s mother has ₹2400 in her bank account. She pays ₹290 for medicines and ₹380 for milk by UPI. How many rupees are left in the account?
  28. 28.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  29. 29.Tara’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  30. 30.Farhan gets a link: “Click now to win a phone worth ₹50000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  31. 31.Ananya’s mother has ₹1200 in her bank account. She pays ₹100 for milk and ₹370 for vegetables by UPI. How many rupees are left in the account?
  32. 32.Kavya sees that ₹1000 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  33. 33.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  34. 34.Lakshmi’s mother has ₹2500 in her bank account. She pays ₹400 for bread and ₹220 for school books by UPI. How many rupees are left in the account?
  35. 35.Kabir sees that ₹5000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  36. 36.A message says Ananya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  37. 37.Vivaan gets a link: “Click now to win a phone worth ₹500!” What should Vivaan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  38. 38.Isha gets a link: “Click now to win a phone worth ₹2000!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  39. 39.Kabir gets a link: “Click now to win a phone worth ₹5000!” What should Kabir do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  40. 40.Riya gets a link: “Click now to win a phone worth ₹1000!” What should Riya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent

Answer key

  1. No PIN to receive money
  2. 1490
  3. No PIN to receive money
  4. Never share the OTP
  5. No one
  6. The name and amount
  7. Never share the OTP
  8. No PIN to receive money
  9. No PIN to receive money
  10. Ignore it, tell a parent
  11. The name of the shop
  12. 780
  13. Ignore it, tell a parent
  14. The name and amount
  15. Tell a parent at once
  16. Never share the OTP
  17. No PIN to receive money
  18. Ignore it, tell a parent
  19. Ignore it, tell a parent
  20. The name of the shop
  21. Tell a parent at once
  22. No PIN to receive money
  23. No PIN to receive money
  24. Tell a parent at once
  25. The name and amount
  26. Tell a parent at once
  27. 1730
  28. No one
  29. The name of the shop
  30. Ignore it, tell a parent
  31. 730
  32. Tell a parent at once
  33. No one
  34. 1880
  35. Tell a parent at once
  36. No PIN to receive money
  37. Ignore it, tell a parent
  38. Ignore it, tell a parent
  39. Ignore it, tell a parent
  40. Ignore it, tell a parent

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