Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 18 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Karan’s mother has ₹2500 in her bank account. She pays ₹70 for bread and ₹270 for a gas cylinder by UPI. How many rupees are left in the account?
2. 2.Saanvi sees that ₹2000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
3. 3.Saanvi’s mother has ₹3000 in her bank account. She pays ₹190 for school books and ₹200 for milk by UPI. How many rupees are left in the account?
4. 4.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
5. 5.A stranger asks Aarav to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
6. 6.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
7. 7.Dev’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
8. 8.A message says Manav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
9. 9.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
10. 10.Meera gets a link: “Click now to win a phone worth ₹2000!” What should Meera do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
11. 11.A message says Lakshmi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
12. 12.Aarav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
13. 13.Tara’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
14. 14.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
15. 15.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
16. 16.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
17. 17.Riya gets a link: “Click now to win a phone worth ₹50000!” What should Riya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
18. 18.A stranger asks Karan to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
19. 19.Rohan’s mother has ₹2500 in her bank account. She pays ₹210 for fruit and ₹60 for bread by UPI. How many rupees are left in the account?
20. 20.Ananya’s mother has ₹1500 in her bank account. She pays ₹290 for fruit and ₹120 for vegetables by UPI. How many rupees are left in the account?
21. 21.Kabir’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
22. 22.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
23. 23.Aarav sees that ₹1000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
24. 24.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
25. 25.A message says Ananya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
26. 26.Farhan’s mother has ₹2700 in her bank account. She pays ₹400 for milk and ₹240 for medicines by UPI. How many rupees are left in the account?
27. 27.Meera’s mother has ₹3000 in her bank account. She pays ₹190 for bread and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
28. 28.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
29. 29.A message says Sneha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
30. 30.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
31. 31.A stranger asks Gurpreet to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
32. 32.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
33. 33.Rahul’s mother has ₹2800 in her bank account. She pays ₹240 for a gas cylinder and ₹260 for milk by UPI. How many rupees are left in the account?
34. 34.Zoya gets a link: “Click now to win a phone worth ₹2000!” What should Zoya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
35. 35.Rahul sees that ₹50000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
36. 36.Karan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
37. 37.A stranger asks Kavya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
38. 38.A stranger asks Vivaan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
39. 39.A message says Diya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
40. 40.Farhan’s mother has ₹1300 in her bank account. She pays ₹150 for a gas cylinder and ₹130 for milk by UPI. How many rupees are left in the account?

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