Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 171 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
2. 2.A message says Karan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
3. 3.Zoya sees that ₹25000 was sent to a wrong number by mistake. What should Zoya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
4. 4.Meera’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
5. 5.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
6. 6.Aarav’s mother has ₹2000 in her bank account. She pays ₹190 for medicines and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
7. 7.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
8. 8.A stranger asks Gurpreet to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
9. 9.A message says Zoya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
10. 10.Arjun’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
11. 11.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
12. 12.A stranger asks Diya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
13. 13.Nisha sees that ₹25000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
14. 14.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
15. 15.Nisha’s mother has ₹1500 in her bank account. She pays ₹130 for milk and ₹400 for fruit by UPI. How many rupees are left in the account?
16. 16.Meera’s mother has ₹1900 in her bank account. She pays ₹120 for medicines and ₹330 for milk by UPI. How many rupees are left in the account?
17. 17.Ananya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
18. 18.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
19. 19.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
20. 20.A stranger asks Riya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
21. 21.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
22. 22.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
23. 23.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
24. 24.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
25. 25.Rohan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
26. 26.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
27. 27.Vivaan gets a link: “Click now to win a phone worth ₹50000!” What should Vivaan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
28. 28.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
29. 29.Isha’s mother has ₹2400 in her bank account. She pays ₹270 for medicines and ₹270 for bread by UPI. How many rupees are left in the account?
30. 30.A stranger asks Zoya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
31. 31.Priya’s mother has ₹2600 in her bank account. She pays ₹380 for medicines and ₹320 for milk by UPI. How many rupees are left in the account?
32. 32.Arjun sees that ₹10000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
33. 33.Rohan’s mother has ₹1100 in her bank account. She pays ₹220 for medicines and ₹310 for milk by UPI. How many rupees are left in the account?
34. 34.Saanvi’s mother has ₹1400 in her bank account. She pays ₹100 for vegetables and ₹120 for milk by UPI. How many rupees are left in the account?
35. 35.A message says Isha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
36. 36.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
37. 37.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
38. 38.A message says Joseph has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
39. 39.Dev’s mother has ₹2200 in her bank account. She pays ₹180 for a gas cylinder and ₹50 for medicines by UPI. How many rupees are left in the account?
40. 40.Meera’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code

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