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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 172 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Rohan’s mother has ₹1700 in her bank account. She pays ₹140 for medicines and ₹110 for milk by UPI. How many rupees are left in the account?
  2. 2.Kabir’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  3. 3.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  4. 4.Vivaan’s mother has ₹1000 in her bank account. She pays ₹390 for a gas cylinder and ₹120 for medicines by UPI. How many rupees are left in the account?
  5. 5.A message says Arjun has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  6. 6.Riya gets a link: “Click now to win a phone worth ₹5000!” What should Riya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  7. 7.Priya’s mother has ₹1200 in her bank account. She pays ₹210 for fruit and ₹270 for bread by UPI. How many rupees are left in the account?
  8. 8.Saanvi’s mother has ₹2400 in her bank account. She pays ₹140 for bread and ₹120 for fruit by UPI. How many rupees are left in the account?
  9. 9.Dev sees that ₹50000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  10. 10.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  11. 11.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  12. 12.Lakshmi’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  13. 13.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  14. 14.Tara’s mother has ₹1600 in her bank account. She pays ₹290 for vegetables and ₹340 for fruit by UPI. How many rupees are left in the account?
  15. 15.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  16. 16.Aarav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  17. 17.Priya sees that ₹25000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  18. 18.Arjun gets a link: “Click now to win a phone worth ₹50000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  19. 19.Rahul gets a link: “Click now to win a phone worth ₹10000!” What should Rahul do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  20. 20.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  21. 21.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  22. 22.Priya gets a link: “Click now to win a phone worth ₹2000!” What should Priya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  23. 23.Nisha’s mother has ₹1400 in her bank account. She pays ₹350 for school books and ₹390 for milk by UPI. How many rupees are left in the account?
  24. 24.Ishaan sees that ₹10000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  25. 25.Rahul’s mother has ₹2200 in her bank account. She pays ₹120 for a gas cylinder and ₹300 for vegetables by UPI. How many rupees are left in the account?
  26. 26.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  27. 27.A message says Saanvi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  28. 28.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  29. 29.Ishaan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  30. 30.Vivaan’s mother has ₹1500 in her bank account. She pays ₹160 for a gas cylinder and ₹200 for bread by UPI. How many rupees are left in the account?
  31. 31.Farhan gets a link: “Click now to win a phone worth ₹25000!” What should Farhan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  32. 32.Meera gets a link: “Click now to win a phone worth ₹500!” What should Meera do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  33. 33.Aditya’s mother has ₹3000 in her bank account. She pays ₹360 for medicines and ₹120 for school books by UPI. How many rupees are left in the account?
  34. 34.A stranger asks Meera to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  35. 35.Gurpreet sees that ₹25000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  36. 36.Kavya gets a link: “Click now to win a phone worth ₹10000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  37. 37.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  38. 38.Sneha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  39. 39.Meera’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  40. 40.Ananya sees that ₹1000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it

Answer key

  1. 1450
  2. The name of the shop
  3. Never share the OTP
  4. 490
  5. No PIN to receive money
  6. Ignore it, tell a parent
  7. 720
  8. 2140
  9. Tell a parent at once
  10. No one
  11. No one
  12. The name and amount
  13. The name and amount
  14. 970
  15. Never share the OTP
  16. The name of the shop
  17. Tell a parent at once
  18. Ignore it, tell a parent
  19. Ignore it, tell a parent
  20. No PIN to receive money
  21. The name of the shop
  22. Ignore it, tell a parent
  23. 660
  24. Tell a parent at once
  25. 1780
  26. The name of the shop
  27. No PIN to receive money
  28. Never share the OTP
  29. The name of the shop
  30. 1140
  31. Ignore it, tell a parent
  32. Ignore it, tell a parent
  33. 2520
  34. Scanning a QR pays money
  35. Tell a parent at once
  36. Ignore it, tell a parent
  37. Tell a parent at once
  38. The name and amount
  39. The name of the shop
  40. Tell a parent at once

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