Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 173 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Pooja’s mother has ₹2400 in her bank account. She pays ₹300 for bread and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
2. 2.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
3. 3.Ishaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
4. 4.Saanvi sees that ₹50000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
5. 5.Nisha’s mother has ₹2500 in her bank account. She pays ₹190 for bread and ₹180 for fruit by UPI. How many rupees are left in the account?
6. 6.Tara gets a link: “Click now to win a phone worth ₹10000!” What should Tara do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
7. 7.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
8. 8.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
9. 9.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
10. 10.Priya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
11. 11.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
12. 12.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
13. 13.A stranger asks Zoya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
14. 14.A message says Diya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
15. 15.Rohan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
16. 16.Farhan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
17. 17.Meera’s mother has ₹1100 in her bank account. She pays ₹340 for milk and ₹110 for vegetables by UPI. How many rupees are left in the account?
18. 18.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
19. 19.A message says Ishaan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
20. 20.A message says Nisha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
21. 21.Isha gets a link: “Click now to win a phone worth ₹500!” What should Isha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
22. 22.Dev’s mother has ₹1400 in her bank account. She pays ₹310 for fruit and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
23. 23.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
24. 24.Manav gets a link: “Click now to win a phone worth ₹25000!” What should Manav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
25. 25.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
26. 26.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
27. 27.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
28. 28.Kabir’s mother has ₹2300 in her bank account. She pays ₹390 for milk and ₹130 for fruit by UPI. How many rupees are left in the account?
29. 29.Arjun’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
30. 30.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
31. 31.Sneha’s mother has ₹1000 in her bank account. She pays ₹300 for a gas cylinder and ₹120 for medicines by UPI. How many rupees are left in the account?
32. 32.A message says Aditya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
33. 33.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
34. 34.Gurpreet gets a link: “Click now to win a phone worth ₹5000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
35. 35.A message says Karan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
36. 36.Nisha sees that ₹25000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
37. 37.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
38. 38.Diya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
39. 39.Manav gets a link: “Click now to win a phone worth ₹50000!” What should Manav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
40. 40.Tara’s mother has ₹2000 in her bank account. She pays ₹110 for bread and ₹140 for fruit by UPI. How many rupees are left in the account?

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids