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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 174 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  2. 2.Zoya’s mother has ₹1200 in her bank account. She pays ₹310 for milk and ₹300 for school books by UPI. How many rupees are left in the account?
  3. 3.Aarav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  4. 4.Joseph gets a link: “Click now to win a phone worth ₹2000!” What should Joseph do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  5. 5.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  6. 6.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  7. 7.Kavya sees that ₹500 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  8. 8.Vivaan sees that ₹1000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  9. 9.Tara sees that ₹2000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  10. 10.Karan’s mother has ₹2900 in her bank account. She pays ₹150 for fruit and ₹390 for school books by UPI. How many rupees are left in the account?
  11. 11.Rohan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  12. 12.A stranger asks Tara to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  13. 13.Farhan’s mother has ₹1100 in her bank account. She pays ₹360 for fruit and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
  14. 14.Rohan’s mother has ₹2000 in her bank account. She pays ₹160 for vegetables and ₹220 for medicines by UPI. How many rupees are left in the account?
  15. 15.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  16. 16.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  17. 17.Rohan’s mother has ₹2400 in her bank account. She pays ₹150 for medicines and ₹100 for vegetables by UPI. How many rupees are left in the account?
  18. 18.Diya’s mother has ₹2500 in her bank account. She pays ₹210 for bread and ₹290 for milk by UPI. How many rupees are left in the account?
  19. 19.Farhan’s mother has ₹2800 in her bank account. She pays ₹80 for bread and ₹380 for a gas cylinder by UPI. How many rupees are left in the account?
  20. 20.Dev gets a link: “Click now to win a phone worth ₹1000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  21. 21.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  22. 22.Manav’s mother has ₹1300 in her bank account. She pays ₹110 for medicines and ₹310 for school books by UPI. How many rupees are left in the account?
  23. 23.Kavya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  24. 24.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  25. 25.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  26. 26.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  27. 27.Gurpreet’s mother has ₹2000 in her bank account. She pays ₹180 for fruit and ₹150 for medicines by UPI. How many rupees are left in the account?
  28. 28.Rahul sees that ₹2000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  29. 29.Dev’s mother has ₹2200 in her bank account. She pays ₹320 for a gas cylinder and ₹370 for medicines by UPI. How many rupees are left in the account?
  30. 30.A stranger asks Arjun to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  31. 31.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  32. 32.A message says Rohan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  33. 33.Manav’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  34. 34.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  35. 35.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  36. 36.Ananya’s mother has ₹2900 in her bank account. She pays ₹60 for milk and ₹70 for fruit by UPI. How many rupees are left in the account?
  37. 37.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  38. 38.Joseph’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  39. 39.A stranger asks Tara to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  40. 40.Aarav gets a link: “Click now to win a phone worth ₹50000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win

Answer key

  1. The name and amount
  2. 590
  3. The name of the shop
  4. Ignore it, tell a parent
  5. Scanning a QR pays money
  6. Never share the OTP
  7. Tell a parent at once
  8. Tell a parent at once
  9. Tell a parent at once
  10. 2360
  11. The name and amount
  12. Scanning a QR pays money
  13. 340
  14. 1620
  15. No PIN to receive money
  16. Never share the OTP
  17. 2150
  18. 2000
  19. 2340
  20. Ignore it, tell a parent
  21. Never share the OTP
  22. 880
  23. The name and amount
  24. No one
  25. No one
  26. No PIN to receive money
  27. 1670
  28. Tell a parent at once
  29. 1510
  30. Scanning a QR pays money
  31. Never share the OTP
  32. No PIN to receive money
  33. The name of the shop
  34. No one
  35. Never share the OTP
  36. 2770
  37. No one
  38. The name and amount
  39. Scanning a QR pays money
  40. Ignore it, tell a parent

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