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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 175 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Tara to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  2. 2.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  3. 3.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  4. 4.Arjun’s mother has ₹1000 in her bank account. She pays ₹180 for school books and ₹360 for bread by UPI. How many rupees are left in the account?
  5. 5.Joseph’s mother has ₹1500 in her bank account. She pays ₹210 for bread and ₹300 for milk by UPI. How many rupees are left in the account?
  6. 6.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  7. 7.Kavya’s mother has ₹1100 in her bank account. She pays ₹330 for a gas cylinder and ₹160 for vegetables by UPI. How many rupees are left in the account?
  8. 8.Manav’s mother has ₹2200 in her bank account. She pays ₹240 for vegetables and ₹130 for school books by UPI. How many rupees are left in the account?
  9. 9.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  10. 10.A message says Joseph has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  11. 11.Zoya sees that ₹1000 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  12. 12.Aarav’s mother has ₹2800 in her bank account. She pays ₹370 for fruit and ₹140 for milk by UPI. How many rupees are left in the account?
  13. 13.Sneha’s mother has ₹1300 in her bank account. She pays ₹400 for vegetables and ₹360 for bread by UPI. How many rupees are left in the account?
  14. 14.Aarav gets a link: “Click now to win a phone worth ₹5000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  15. 15.Riya’s mother has ₹1900 in her bank account. She pays ₹90 for medicines and ₹230 for fruit by UPI. How many rupees are left in the account?
  16. 16.Aditya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  17. 17.A message says Rohan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  18. 18.A message says Ishaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  19. 19.Karan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  20. 20.Gurpreet’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  21. 21.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  22. 22.Kavya gets a link: “Click now to win a phone worth ₹50000!” What should Kavya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  23. 23.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  24. 24.Nisha’s mother has ₹1800 in her bank account. She pays ₹250 for medicines and ₹120 for milk by UPI. How many rupees are left in the account?
  25. 25.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  26. 26.Ananya’s mother has ₹1600 in her bank account. She pays ₹300 for vegetables and ₹260 for medicines by UPI. How many rupees are left in the account?
  27. 27.Saanvi’s mother has ₹2000 in her bank account. She pays ₹100 for a gas cylinder and ₹290 for vegetables by UPI. How many rupees are left in the account?
  28. 28.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  29. 29.A stranger asks Tara to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  30. 30.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  31. 31.Vivaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  32. 32.Pooja’s mother has ₹2400 in her bank account. She pays ₹210 for school books and ₹390 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  34. 34.Kavya’s mother has ₹1500 in her bank account. She pays ₹240 for bread and ₹350 for medicines by UPI. How many rupees are left in the account?
  35. 35.Aarav’s mother has ₹2300 in her bank account. She pays ₹90 for milk and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  36. 36.Kavya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  37. 37.Dev sees that ₹1000 was sent to a wrong number by mistake. What should Dev do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  38. 38.Nisha’s mother has ₹2900 in her bank account. She pays ₹270 for bread and ₹300 for milk by UPI. How many rupees are left in the account?
  39. 39.Rahul’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  40. 40.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school

Answer key

  1. Scanning a QR pays money
  2. Never share the OTP
  3. No PIN to receive money
  4. 460
  5. 990
  6. No one
  7. 610
  8. 1830
  9. No PIN to receive money
  10. No PIN to receive money
  11. Tell a parent at once
  12. 2290
  13. 540
  14. Ignore it, tell a parent
  15. 1580
  16. The name of the shop
  17. No PIN to receive money
  18. No PIN to receive money
  19. The name of the shop
  20. The name and amount
  21. Never share the OTP
  22. Ignore it, tell a parent
  23. No one
  24. 1430
  25. No one
  26. 1040
  27. 1610
  28. No one
  29. Scanning a QR pays money
  30. Scanning a QR pays money
  31. The name and amount
  32. 1800
  33. Never share the OTP
  34. 910
  35. 1880
  36. The name and amount
  37. Tell a parent at once
  38. 2330
  39. The name and amount
  40. No one

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