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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 176 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Saanvi’s mother has ₹2400 in her bank account. She pays ₹300 for vegetables and ₹250 for medicines by UPI. How many rupees are left in the account?
  2. 2.Ananya sees that ₹500 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  3. 3.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  4. 4.A message says Isha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  5. 5.A message says Gurpreet has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  6. 6.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  7. 7.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  8. 8.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  9. 9.A stranger asks Kabir to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  10. 10.Zoya gets a link: “Click now to win a phone worth ₹5000!” What should Zoya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  11. 11.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  12. 12.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  13. 13.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  14. 14.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  15. 15.A stranger asks Gurpreet to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  16. 16.Rohan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  17. 17.Diya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  18. 18.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  19. 19.Ananya’s mother has ₹3000 in her bank account. She pays ₹70 for a gas cylinder and ₹80 for school books by UPI. How many rupees are left in the account?
  20. 20.Kavya’s mother has ₹2600 in her bank account. She pays ₹80 for school books and ₹190 for bread by UPI. How many rupees are left in the account?
  21. 21.Aarav’s mother has ₹2100 in her bank account. She pays ₹210 for medicines and ₹160 for fruit by UPI. How many rupees are left in the account?
  22. 22.Diya’s mother has ₹2400 in her bank account. She pays ₹110 for milk and ₹90 for bread by UPI. How many rupees are left in the account?
  23. 23.Aarav’s mother has ₹2300 in her bank account. She pays ₹360 for milk and ₹50 for vegetables by UPI. How many rupees are left in the account?
  24. 24.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  25. 25.Meera’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  26. 26.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  27. 27.Tara’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  28. 28.Isha’s mother has ₹2700 in her bank account. She pays ₹70 for medicines and ₹260 for vegetables by UPI. How many rupees are left in the account?
  29. 29.Aarav gets a link: “Click now to win a phone worth ₹10000!” What should Aarav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  30. 30.Manav’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  31. 31.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  32. 32.Vivaan’s mother has ₹1400 in her bank account. She pays ₹270 for vegetables and ₹60 for milk by UPI. How many rupees are left in the account?
  33. 33.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  34. 34.Arjun’s mother has ₹1200 in her bank account. She pays ₹390 for bread and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
  35. 35.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  36. 36.Arjun’s mother has ₹3000 in her bank account. She pays ₹320 for fruit and ₹70 for medicines by UPI. How many rupees are left in the account?
  37. 37.Zoya’s mother has ₹2000 in her bank account. She pays ₹200 for a gas cylinder and ₹140 for milk by UPI. How many rupees are left in the account?
  38. 38.Rahul’s mother has ₹1700 in her bank account. She pays ₹90 for fruit and ₹230 for vegetables by UPI. How many rupees are left in the account?
  39. 39.Ishaan’s mother has ₹2700 in her bank account. She pays ₹180 for fruit and ₹280 for vegetables by UPI. How many rupees are left in the account?
  40. 40.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message

Answer key

  1. 1850
  2. Tell a parent at once
  3. Never share the OTP
  4. No PIN to receive money
  5. No PIN to receive money
  6. Ignore it, tell a parent
  7. Never share the OTP
  8. No one
  9. Scanning a QR pays money
  10. Ignore it, tell a parent
  11. No one
  12. Never share the OTP
  13. No one
  14. Never share the OTP
  15. Scanning a QR pays money
  16. The name and amount
  17. The name of the shop
  18. Never share the OTP
  19. 2850
  20. 2330
  21. 1730
  22. 2200
  23. 1890
  24. Never share the OTP
  25. The name and amount
  26. Never share the OTP
  27. The name and amount
  28. 2370
  29. Ignore it, tell a parent
  30. The name of the shop
  31. Tell a parent at once
  32. 1070
  33. Scanning a QR pays money
  34. 590
  35. No one
  36. 2610
  37. 1660
  38. 1380
  39. 2240
  40. Never share the OTP

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