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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 177 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  2. 2.A stranger asks Sneha to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  3. 3.Meera’s mother has ₹2700 in her bank account. She pays ₹100 for fruit and ₹150 for medicines by UPI. How many rupees are left in the account?
  4. 4.Ishaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  5. 5.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  6. 6.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  7. 7.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  8. 8.Gurpreet’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  9. 9.Tara’s mother has ₹3000 in her bank account. She pays ₹290 for school books and ₹120 for vegetables by UPI. How many rupees are left in the account?
  10. 10.Vivaan’s mother has ₹2700 in her bank account. She pays ₹70 for vegetables and ₹140 for bread by UPI. How many rupees are left in the account?
  11. 11.Kavya’s mother has ₹2300 in her bank account. She pays ₹390 for fruit and ₹200 for bread by UPI. How many rupees are left in the account?
  12. 12.Rohan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  13. 13.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  14. 14.Saanvi sees that ₹5000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  15. 15.Priya gets a link: “Click now to win a phone worth ₹25000!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  16. 16.A stranger asks Farhan to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  17. 17.Aarav’s mother has ₹2800 in her bank account. She pays ₹360 for milk and ₹340 for medicines by UPI. How many rupees are left in the account?
  18. 18.Ishaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  19. 19.Ananya sees that ₹25000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  20. 20.Gurpreet’s mother has ₹1800 in her bank account. She pays ₹150 for bread and ₹180 for fruit by UPI. How many rupees are left in the account?
  21. 21.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  22. 22.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  23. 23.A message says Saanvi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  24. 24.Isha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  25. 25.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  26. 26.Aditya sees that ₹5000 was sent to a wrong number by mistake. What should Aditya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  27. 27.Arjun’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  28. 28.A message says Kabir has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  29. 29.Tara’s mother has ₹1200 in her bank account. She pays ₹250 for school books and ₹250 for milk by UPI. How many rupees are left in the account?
  30. 30.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  31. 31.Ishaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  32. 32.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  33. 33.Rahul’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  34. 34.A message says Rahul has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  35. 35.A stranger asks Tara to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  36. 36.Riya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  37. 37.Zoya gets a link: “Click now to win a phone worth ₹500!” What should Zoya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  38. 38.A message says Meera has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  39. 39.Nisha’s mother has ₹2600 in her bank account. She pays ₹250 for fruit and ₹70 for bread by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Riya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money

Answer key

  1. The name and amount
  2. Scanning a QR pays money
  3. 2450
  4. The name and amount
  5. The name and amount
  6. The name of the shop
  7. No one
  8. The name of the shop
  9. 2590
  10. 2490
  11. 1710
  12. The name and amount
  13. Scanning a QR pays money
  14. Tell a parent at once
  15. Ignore it, tell a parent
  16. Scanning a QR pays money
  17. 2100
  18. The name and amount
  19. Tell a parent at once
  20. 1470
  21. Never share the OTP
  22. Never share the OTP
  23. No PIN to receive money
  24. The name of the shop
  25. Never share the OTP
  26. Tell a parent at once
  27. The name of the shop
  28. No PIN to receive money
  29. 700
  30. No one
  31. The name and amount
  32. No one
  33. The name and amount
  34. No PIN to receive money
  35. Scanning a QR pays money
  36. The name of the shop
  37. Ignore it, tell a parent
  38. No PIN to receive money
  39. 2280
  40. Scanning a QR pays money

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