Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 178 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Priya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
2. 2.Kabir gets a link: “Click now to win a phone worth ₹1000!” What should Kabir do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
3. 3.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
4. 4.Lakshmi’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
5. 5.A stranger asks Ishaan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
6. 6.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
7. 7.Meera’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
8. 8.Pooja’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
9. 9.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
10. 10.Arjun gets a link: “Click now to win a phone worth ₹10000!” What should Arjun do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
11. 11.A message says Karan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
12. 12.Lakshmi’s mother has ₹1700 in her bank account. She pays ₹150 for school books and ₹110 for a gas cylinder by UPI. How many rupees are left in the account?
13. 13.A message says Saanvi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
14. 14.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
15. 15.Rahul’s mother has ₹3000 in her bank account. She pays ₹160 for bread and ₹390 for a gas cylinder by UPI. How many rupees are left in the account?
16. 16.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
17. 17.Arjun sees that ₹500 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
18. 18.Vivaan’s mother has ₹1400 in her bank account. She pays ₹380 for fruit and ₹170 for a gas cylinder by UPI. How many rupees are left in the account?
19. 19.Ananya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
20. 20.Pooja’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
21. 21.Saanvi gets a link: “Click now to win a phone worth ₹25000!” What should Saanvi do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
22. 22.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
23. 23.Lakshmi sees that ₹2000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
24. 24.Manav sees that ₹50000 was sent to a wrong number by mistake. What should Manav do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
25. 25.Ishaan’s mother has ₹2500 in her bank account. She pays ₹170 for vegetables and ₹240 for milk by UPI. How many rupees are left in the account?
26. 26.Arjun’s mother has ₹2400 in her bank account. She pays ₹370 for school books and ₹260 for medicines by UPI. How many rupees are left in the account?
27. 27.Arjun’s mother has ₹2100 in her bank account. She pays ₹90 for fruit and ₹230 for school books by UPI. How many rupees are left in the account?
28. 28.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
29. 29.Kabir gets a link: “Click now to win a phone worth ₹5000!” What should Kabir do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
30. 30.Arjun’s mother has ₹2400 in her bank account. She pays ₹390 for bread and ₹270 for school books by UPI. How many rupees are left in the account?
31. 31.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
32. 32.Kavya sees that ₹500 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
33. 33.Rohan gets a link: “Click now to win a phone worth ₹50000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
34. 34.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
35. 35.A message says Ananya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
36. 36.Aarav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
37. 37.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
38. 38.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
39. 39.Rohan’s mother has ₹1600 in her bank account. She pays ₹250 for a gas cylinder and ₹120 for milk by UPI. How many rupees are left in the account?
40. 40.Zoya’s mother has ₹3000 in her bank account. She pays ₹280 for vegetables and ₹50 for fruit by UPI. How many rupees are left in the account?

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