← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 179 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Manav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  2. 2.Isha’s mother has ₹2200 in her bank account. She pays ₹160 for vegetables and ₹120 for milk by UPI. How many rupees are left in the account?
  3. 3.Nisha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  4. 4.Arjun sees that ₹1000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  5. 5.Karan’s mother has ₹2300 in her bank account. She pays ₹210 for bread and ₹350 for milk by UPI. How many rupees are left in the account?
  6. 6.Farhan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  7. 7.Riya gets a link: “Click now to win a phone worth ₹25000!” What should Riya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  8. 8.Kabir’s mother has ₹1300 in her bank account. She pays ₹340 for a gas cylinder and ₹340 for vegetables by UPI. How many rupees are left in the account?
  9. 9.Saanvi gets a link: “Click now to win a phone worth ₹1000!” What should Saanvi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  10. 10.A message says Nisha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  11. 11.Ananya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  12. 12.Lakshmi’s mother has ₹2900 in her bank account. She pays ₹400 for a gas cylinder and ₹220 for school books by UPI. How many rupees are left in the account?
  13. 13.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  14. 14.Dev’s mother has ₹1400 in her bank account. She pays ₹280 for medicines and ₹260 for a gas cylinder by UPI. How many rupees are left in the account?
  15. 15.A message says Karan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  16. 16.Aditya’s mother has ₹2900 in her bank account. She pays ₹110 for milk and ₹70 for school books by UPI. How many rupees are left in the account?
  17. 17.A message says Isha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  18. 18.Diya sees that ₹500 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  19. 19.Sneha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  20. 20.Kavya sees that ₹1000 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  21. 21.Joseph’s mother has ₹1500 in her bank account. She pays ₹110 for vegetables and ₹110 for milk by UPI. How many rupees are left in the account?
  22. 22.Isha gets a link: “Click now to win a phone worth ₹500!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  23. 23.Meera’s mother has ₹2600 in her bank account. She pays ₹120 for milk and ₹250 for fruit by UPI. How many rupees are left in the account?
  24. 24.Ananya’s mother has ₹1000 in her bank account. She pays ₹200 for bread and ₹290 for milk by UPI. How many rupees are left in the account?
  25. 25.Aditya’s mother has ₹1000 in her bank account. She pays ₹370 for vegetables and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?
  26. 26.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  27. 27.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  28. 28.Karan’s mother has ₹1300 in her bank account. She pays ₹230 for a gas cylinder and ₹160 for milk by UPI. How many rupees are left in the account?
  29. 29.Isha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  30. 30.Aarav’s mother has ₹1800 in her bank account. She pays ₹110 for vegetables and ₹90 for fruit by UPI. How many rupees are left in the account?
  31. 31.Gurpreet’s mother has ₹1700 in her bank account. She pays ₹70 for medicines and ₹90 for fruit by UPI. How many rupees are left in the account?
  32. 32.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  33. 33.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  34. 34.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  35. 35.Nisha’s mother has ₹1800 in her bank account. She pays ₹200 for medicines and ₹300 for vegetables by UPI. How many rupees are left in the account?
  36. 36.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  37. 37.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  38. 38.Rahul sees that ₹25000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  39. 39.Diya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  40. 40.Lakshmi’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code

Answer key

  1. The name of the shop
  2. 1920
  3. The name and amount
  4. Tell a parent at once
  5. 1740
  6. The name of the shop
  7. Ignore it, tell a parent
  8. 620
  9. Ignore it, tell a parent
  10. No PIN to receive money
  11. The name of the shop
  12. 2280
  13. No one
  14. 860
  15. No PIN to receive money
  16. 2720
  17. No PIN to receive money
  18. Tell a parent at once
  19. The name and amount
  20. Tell a parent at once
  21. 1280
  22. Ignore it, tell a parent
  23. 2230
  24. 510
  25. 320
  26. No PIN to receive money
  27. No PIN to receive money
  28. 910
  29. The name and amount
  30. 1600
  31. 1540
  32. Never share the OTP
  33. Never share the OTP
  34. Ignore it, tell a parent
  35. 1300
  36. Never share the OTP
  37. Never share the OTP
  38. Tell a parent at once
  39. The name and amount
  40. The name of the shop

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids