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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 180 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Farhan’s mother has ₹1800 in her bank account. She pays ₹380 for milk and ₹340 for vegetables by UPI. How many rupees are left in the account?
  2. 2.Zoya’s mother has ₹2700 in her bank account. She pays ₹80 for bread and ₹240 for vegetables by UPI. How many rupees are left in the account?
  3. 3.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  4. 4.Lakshmi’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  5. 5.A message says Farhan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  6. 6.A stranger asks Lakshmi to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  7. 7.Kabir gets a link: “Click now to win a phone worth ₹500!” What should Kabir do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  8. 8.Pooja’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  9. 9.Zoya sees that ₹500 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  10. 10.Arjun sees that ₹500 was sent to a wrong number by mistake. What should Arjun do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  11. 11.A message says Zoya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  12. 12.Nisha’s mother has ₹2800 in her bank account. She pays ₹100 for milk and ₹180 for school books by UPI. How many rupees are left in the account?
  13. 13.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  14. 14.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  15. 15.Priya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  16. 16.Karan gets a link: “Click now to win a phone worth ₹2000!” What should Karan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  17. 17.Joseph’s mother has ₹2600 in her bank account. She pays ₹200 for milk and ₹60 for fruit by UPI. How many rupees are left in the account?
  18. 18.Farhan’s mother has ₹1900 in her bank account. She pays ₹330 for vegetables and ₹70 for fruit by UPI. How many rupees are left in the account?
  19. 19.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  20. 20.Joseph sees that ₹1000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  21. 21.Farhan sees that ₹500 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  22. 22.Aditya sees that ₹5000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  23. 23.Pooja sees that ₹2000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  24. 24.Rahul gets a link: “Click now to win a phone worth ₹500!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  25. 25.Rohan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  26. 26.Farhan’s mother has ₹2000 in her bank account. She pays ₹220 for milk and ₹290 for bread by UPI. How many rupees are left in the account?
  27. 27.Aditya gets a link: “Click now to win a phone worth ₹25000!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  28. 28.A message says Karan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  29. 29.A stranger asks Diya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  30. 30.Nisha gets a link: “Click now to win a phone worth ₹2000!” What should Nisha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  31. 31.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  32. 32.Joseph’s mother has ₹1600 in her bank account. She pays ₹270 for vegetables and ₹150 for a gas cylinder by UPI. How many rupees are left in the account?
  33. 33.A message says Arjun has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  34. 34.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  35. 35.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  36. 36.Karan’s mother has ₹2700 in her bank account. She pays ₹220 for bread and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
  37. 37.Karan gets a link: “Click now to win a phone worth ₹10000!” What should Karan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  38. 38.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  39. 39.A message says Ananya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  40. 40.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP

Answer key

  1. 1080
  2. 2380
  3. The name of the shop
  4. The name and amount
  5. No PIN to receive money
  6. Scanning a QR pays money
  7. Ignore it, tell a parent
  8. The name of the shop
  9. Tell a parent at once
  10. Tell a parent at once
  11. No PIN to receive money
  12. 2520
  13. Never share the OTP
  14. Never share the OTP
  15. The name of the shop
  16. Ignore it, tell a parent
  17. 2340
  18. 1500
  19. No one
  20. Tell a parent at once
  21. Tell a parent at once
  22. Tell a parent at once
  23. Tell a parent at once
  24. Ignore it, tell a parent
  25. The name and amount
  26. 1490
  27. Ignore it, tell a parent
  28. No PIN to receive money
  29. Scanning a QR pays money
  30. Ignore it, tell a parent
  31. Never share the OTP
  32. 1180
  33. No PIN to receive money
  34. The name of the shop
  35. Never share the OTP
  36. 2190
  37. Ignore it, tell a parent
  38. No one
  39. No PIN to receive money
  40. Never share the OTP

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