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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 19 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  2. 2.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  3. 3.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  4. 4.A stranger asks Diya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  5. 5.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  6. 6.Karan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  7. 7.A stranger asks Rahul to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  8. 8.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  9. 9.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  10. 10.Farhan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  11. 11.Sneha’s mother has ₹2500 in her bank account. She pays ₹330 for milk and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
  12. 12.Meera’s mother has ₹2700 in her bank account. She pays ₹110 for a gas cylinder and ₹180 for bread by UPI. How many rupees are left in the account?
  13. 13.Sneha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  14. 14.Ananya’s mother has ₹1100 in her bank account. She pays ₹80 for a gas cylinder and ₹50 for medicines by UPI. How many rupees are left in the account?
  15. 15.Arjun’s mother has ₹2600 in her bank account. She pays ₹360 for bread and ₹250 for a gas cylinder by UPI. How many rupees are left in the account?
  16. 16.Dev’s mother has ₹1700 in her bank account. She pays ₹220 for a gas cylinder and ₹150 for fruit by UPI. How many rupees are left in the account?
  17. 17.Pooja’s mother has ₹1400 in her bank account. She pays ₹230 for vegetables and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
  18. 18.Karan gets a link: “Click now to win a phone worth ₹5000!” What should Karan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  19. 19.Diya gets a link: “Click now to win a phone worth ₹10000!” What should Diya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  20. 20.Joseph’s mother has ₹1300 in her bank account. She pays ₹140 for fruit and ₹250 for vegetables by UPI. How many rupees are left in the account?
  21. 21.Manav sees that ₹2000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  22. 22.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  23. 23.Rahul gets a link: “Click now to win a phone worth ₹25000!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  24. 24.Rahul’s mother has ₹1400 in her bank account. She pays ₹350 for a gas cylinder and ₹400 for milk by UPI. How many rupees are left in the account?
  25. 25.Farhan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  26. 26.Ananya’s mother has ₹1100 in her bank account. She pays ₹330 for school books and ₹360 for a gas cylinder by UPI. How many rupees are left in the account?
  27. 27.Arjun’s mother has ₹2600 in her bank account. She pays ₹310 for medicines and ₹150 for milk by UPI. How many rupees are left in the account?
  28. 28.Rohan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  29. 29.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  30. 30.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  31. 31.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  32. 32.Rohan’s mother has ₹2600 in her bank account. She pays ₹200 for milk and ₹50 for fruit by UPI. How many rupees are left in the account?
  33. 33.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  34. 34.Ananya’s mother has ₹2000 in her bank account. She pays ₹60 for fruit and ₹220 for school books by UPI. How many rupees are left in the account?
  35. 35.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  36. 36.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  37. 37.Rohan gets a link: “Click now to win a phone worth ₹5000!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  38. 38.Pooja’s mother has ₹1400 in her bank account. She pays ₹50 for school books and ₹150 for medicines by UPI. How many rupees are left in the account?
  39. 39.Ananya’s mother has ₹2900 in her bank account. She pays ₹300 for medicines and ₹320 for fruit by UPI. How many rupees are left in the account?
  40. 40.Priya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all

Answer key

  1. No one
  2. No one
  3. No one
  4. Scanning a QR pays money
  5. Never share the OTP
  6. The name and amount
  7. Scanning a QR pays money
  8. Never share the OTP
  9. The name of the shop
  10. The name and amount
  11. 2050
  12. 2410
  13. The name of the shop
  14. 970
  15. 1990
  16. 1330
  17. 930
  18. Ignore it, tell a parent
  19. Ignore it, tell a parent
  20. 910
  21. Tell a parent at once
  22. The name of the shop
  23. Ignore it, tell a parent
  24. 650
  25. The name of the shop
  26. 410
  27. 2140
  28. The name and amount
  29. No one
  30. The name and amount
  31. No PIN to receive money
  32. 2350
  33. Never share the OTP
  34. 1720
  35. No PIN to receive money
  36. The name of the shop
  37. Ignore it, tell a parent
  38. 1200
  39. 2280
  40. The name and amount

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