Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 181 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Isha’s mother has ₹2600 in her bank account. She pays ₹140 for bread and ₹250 for vegetables by UPI. How many rupees are left in the account?
2. 2.Tara’s mother has ₹1900 in her bank account. She pays ₹360 for medicines and ₹90 for bread by UPI. How many rupees are left in the account?
3. 3.A stranger asks Vivaan to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
4. 4.A stranger asks Priya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
5. 5.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
6. 6.Rahul sees that ₹1000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
7. 7.Meera’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
8. 8.Aarav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
9. 9.A message says Zoya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
10. 10.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
11. 11.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
12. 12.Meera’s mother has ₹1700 in her bank account. She pays ₹240 for milk and ₹120 for medicines by UPI. How many rupees are left in the account?
13. 13.Priya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
14. 14.A stranger asks Saanvi to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
15. 15.Aditya sees that ₹1000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
16. 16.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
17. 17.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
18. 18.Farhan’s mother has ₹2900 in her bank account. She pays ₹330 for school books and ₹190 for milk by UPI. How many rupees are left in the account?
19. 19.A message says Riya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
20. 20.Lakshmi’s mother has ₹1700 in her bank account. She pays ₹250 for vegetables and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
21. 21.Ananya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
22. 22.Ananya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
23. 23.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
24. 24.A stranger asks Aditya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
25. 25.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
26. 26.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
27. 27.A message says Lakshmi has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
28. 28.Lakshmi’s mother has ₹2300 in her bank account. She pays ₹210 for fruit and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?
29. 29.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
30. 30.Gurpreet’s mother has ₹2400 in her bank account. She pays ₹260 for fruit and ₹80 for milk by UPI. How many rupees are left in the account?
31. 31.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
32. 32.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
33. 33.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
34. 34.Meera’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
35. 35.Isha sees that ₹1000 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
36. 36.Rohan’s mother has ₹2400 in her bank account. She pays ₹200 for fruit and ₹360 for vegetables by UPI. How many rupees are left in the account?
37. 37.Rohan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
38. 38.Isha’s mother has ₹1400 in her bank account. She pays ₹330 for milk and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
39. 39.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
40. 40.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one

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