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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 182 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  2. 2.Meera’s mother has ₹2000 in her bank account. She pays ₹370 for vegetables and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
  3. 3.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  4. 4.Joseph’s mother has ₹1300 in her bank account. She pays ₹400 for a gas cylinder and ₹320 for milk by UPI. How many rupees are left in the account?
  5. 5.Kabir’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  6. 6.Vivaan’s mother has ₹1700 in her bank account. She pays ₹130 for milk and ₹210 for fruit by UPI. How many rupees are left in the account?
  7. 7.Rahul’s mother has ₹1400 in her bank account. She pays ₹160 for milk and ₹130 for vegetables by UPI. How many rupees are left in the account?
  8. 8.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  9. 9.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  10. 10.Karan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  11. 11.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  12. 12.Kabir’s mother has ₹2900 in her bank account. She pays ₹340 for bread and ₹340 for school books by UPI. How many rupees are left in the account?
  13. 13.Meera’s mother has ₹1600 in her bank account. She pays ₹120 for a gas cylinder and ₹70 for milk by UPI. How many rupees are left in the account?
  14. 14.Meera’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  15. 15.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  16. 16.Zoya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  17. 17.Joseph’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  18. 18.A message says Aarav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  19. 19.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  20. 20.Priya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  21. 21.Vivaan’s mother has ₹1600 in her bank account. She pays ₹110 for a gas cylinder and ₹100 for fruit by UPI. How many rupees are left in the account?
  22. 22.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  23. 23.Rohan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  24. 24.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  25. 25.Aarav gets a link: “Click now to win a phone worth ₹2000!” What should Aarav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  26. 26.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  27. 27.Meera’s mother has ₹1000 in her bank account. She pays ₹270 for milk and ₹140 for medicines by UPI. How many rupees are left in the account?
  28. 28.Gurpreet’s mother has ₹2900 in her bank account. She pays ₹180 for fruit and ₹180 for milk by UPI. How many rupees are left in the account?
  29. 29.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  30. 30.Meera gets a link: “Click now to win a phone worth ₹2000!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  31. 31.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  32. 32.Kabir’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  33. 33.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  34. 34.Ishaan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  35. 35.Meera’s mother has ₹1300 in her bank account. She pays ₹110 for school books and ₹360 for fruit by UPI. How many rupees are left in the account?
  36. 36.A stranger asks Aarav to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  37. 37.Lakshmi gets a link: “Click now to win a phone worth ₹25000!” What should Lakshmi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  38. 38.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  39. 39.Kabir sees that ₹2000 was sent to a wrong number by mistake. What should Kabir do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  40. 40.Vivaan’s mother has ₹1200 in her bank account. She pays ₹200 for milk and ₹220 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. Never share the OTP
  2. 1310
  3. No one
  4. 580
  5. The name of the shop
  6. 1360
  7. 1110
  8. Scanning a QR pays money
  9. No one
  10. The name of the shop
  11. Never share the OTP
  12. 2220
  13. 1410
  14. The name of the shop
  15. No one
  16. The name of the shop
  17. The name and amount
  18. No PIN to receive money
  19. The name of the shop
  20. The name and amount
  21. 1390
  22. Never share the OTP
  23. The name of the shop
  24. Never share the OTP
  25. Ignore it, tell a parent
  26. No one
  27. 590
  28. 2540
  29. The name of the shop
  30. Ignore it, tell a parent
  31. No PIN to receive money
  32. The name of the shop
  33. No PIN to receive money
  34. The name and amount
  35. 830
  36. Scanning a QR pays money
  37. Ignore it, tell a parent
  38. Never share the OTP
  39. Tell a parent at once
  40. 780

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