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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 183 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A stranger asks Diya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  2. 2.Saanvi’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  3. 3.Dev’s mother has ₹3000 in her bank account. She pays ₹80 for school books and ₹60 for milk by UPI. How many rupees are left in the account?
  4. 4.A message says Dev has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  5. 5.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  6. 6.Priya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  7. 7.A stranger asks Vivaan to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  8. 8.Rohan gets a link: “Click now to win a phone worth ₹2000!” What should Rohan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  9. 9.A message says Meera has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  10. 10.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  11. 11.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  12. 12.Meera’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  13. 13.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  14. 14.Gurpreet’s mother has ₹2200 in her bank account. She pays ₹360 for bread and ₹120 for vegetables by UPI. How many rupees are left in the account?
  15. 15.Zoya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  16. 16.Ishaan’s mother has ₹1300 in her bank account. She pays ₹140 for milk and ₹110 for fruit by UPI. How many rupees are left in the account?
  17. 17.Arjun’s mother has ₹1000 in her bank account. She pays ₹130 for vegetables and ₹70 for medicines by UPI. How many rupees are left in the account?
  18. 18.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  19. 19.Vivaan gets a link: “Click now to win a phone worth ₹5000!” What should Vivaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  20. 20.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  21. 21.A message says Kavya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  22. 22.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  23. 23.Rohan gets a link: “Click now to win a phone worth ₹1000!” What should Rohan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  24. 24.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  25. 25.Nisha gets a link: “Click now to win a phone worth ₹500!” What should Nisha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  26. 26.A message says Nisha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  27. 27.Aarav’s mother has ₹1400 in her bank account. She pays ₹100 for school books and ₹360 for a gas cylinder by UPI. How many rupees are left in the account?
  28. 28.A message says Kabir has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  29. 29.Karan’s mother has ₹2100 in her bank account. She pays ₹90 for a gas cylinder and ₹400 for milk by UPI. How many rupees are left in the account?
  30. 30.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  31. 31.Isha sees that ₹500 was sent to a wrong number by mistake. What should Isha do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  32. 32.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  33. 33.Joseph’s mother has ₹3000 in her bank account. She pays ₹170 for school books and ₹70 for vegetables by UPI. How many rupees are left in the account?
  34. 34.Kavya’s mother has ₹1200 in her bank account. She pays ₹170 for school books and ₹380 for fruit by UPI. How many rupees are left in the account?
  35. 35.Manav gets a link: “Click now to win a phone worth ₹5000!” What should Manav do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  36. 36.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  37. 37.Gurpreet’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  38. 38.A stranger asks Manav to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  39. 39.Nisha’s mother has ₹2200 in her bank account. She pays ₹290 for milk and ₹130 for school books by UPI. How many rupees are left in the account?
  40. 40.A message says Rahul has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN

Answer key

  1. Scanning a QR pays money
  2. The name and amount
  3. 2860
  4. No PIN to receive money
  5. The name of the shop
  6. The name of the shop
  7. Scanning a QR pays money
  8. Ignore it, tell a parent
  9. No PIN to receive money
  10. No one
  11. Never share the OTP
  12. The name and amount
  13. No one
  14. 1720
  15. The name of the shop
  16. 1050
  17. 800
  18. No one
  19. Ignore it, tell a parent
  20. No one
  21. No PIN to receive money
  22. No PIN to receive money
  23. Ignore it, tell a parent
  24. No one
  25. Ignore it, tell a parent
  26. No PIN to receive money
  27. 940
  28. No PIN to receive money
  29. 1610
  30. Never share the OTP
  31. Tell a parent at once
  32. Never share the OTP
  33. 2760
  34. 650
  35. Ignore it, tell a parent
  36. No one
  37. The name and amount
  38. Scanning a QR pays money
  39. 1780
  40. No PIN to receive money

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