← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 184 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Diya’s mother has ₹1200 in her bank account. She pays ₹110 for vegetables and ₹320 for school books by UPI. How many rupees are left in the account?
  2. 2.Farhan’s mother has ₹1200 in her bank account. She pays ₹360 for school books and ₹350 for bread by UPI. How many rupees are left in the account?
  3. 3.Gurpreet’s mother has ₹1200 in her bank account. She pays ₹360 for vegetables and ₹350 for medicines by UPI. How many rupees are left in the account?
  4. 4.Rohan’s mother has ₹1200 in her bank account. She pays ₹240 for vegetables and ₹150 for a gas cylinder by UPI. How many rupees are left in the account?
  5. 5.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  6. 6.A message says Kavya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  7. 7.Nisha’s mother has ₹1500 in her bank account. She pays ₹210 for milk and ₹260 for a gas cylinder by UPI. How many rupees are left in the account?
  8. 8.Rohan’s mother has ₹2600 in her bank account. She pays ₹60 for milk and ₹300 for medicines by UPI. How many rupees are left in the account?
  9. 9.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  10. 10.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  11. 11.Arjun sees that ₹25000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  12. 12.Sneha sees that ₹50000 was sent to a wrong number by mistake. What should Sneha do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  13. 13.Farhan’s mother has ₹2300 in her bank account. She pays ₹310 for medicines and ₹280 for milk by UPI. How many rupees are left in the account?
  14. 14.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  15. 15.Karan’s mother has ₹1200 in her bank account. She pays ₹230 for school books and ₹230 for milk by UPI. How many rupees are left in the account?
  16. 16.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  17. 17.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  18. 18.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  19. 19.Sneha’s mother has ₹2200 in her bank account. She pays ₹100 for vegetables and ₹190 for bread by UPI. How many rupees are left in the account?
  20. 20.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  21. 21.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  22. 22.Aarav’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  23. 23.Vivaan’s mother has ₹2800 in her bank account. She pays ₹230 for bread and ₹190 for school books by UPI. How many rupees are left in the account?
  24. 24.Priya sees that ₹1000 was sent to a wrong number by mistake. What should Priya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  25. 25.Rahul gets a link: “Click now to win a phone worth ₹10000!” What should Rahul do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  26. 26.Aditya’s mother has ₹2200 in her bank account. She pays ₹400 for bread and ₹210 for school books by UPI. How many rupees are left in the account?
  27. 27.Kavya gets a link: “Click now to win a phone worth ₹10000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  28. 28.A stranger asks Ishaan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  29. 29.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  30. 30.Aarav sees that ₹1000 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  31. 31.Lakshmi’s mother has ₹1400 in her bank account. She pays ₹300 for school books and ₹220 for fruit by UPI. How many rupees are left in the account?
  32. 32.Priya’s mother has ₹3000 in her bank account. She pays ₹160 for fruit and ₹140 for medicines by UPI. How many rupees are left in the account?
  33. 33.Gurpreet’s mother has ₹1200 in her bank account. She pays ₹180 for school books and ₹260 for vegetables by UPI. How many rupees are left in the account?
  34. 34.Saanvi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  35. 35.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  36. 36.A stranger asks Rahul to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  37. 37.Ananya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  38. 38.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  39. 39.Diya’s mother has ₹2900 in her bank account. She pays ₹300 for bread and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
  40. 40.A stranger asks Farhan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

Answer key

  1. 770
  2. 490
  3. 490
  4. 810
  5. No one
  6. No PIN to receive money
  7. 1030
  8. 2240
  9. No one
  10. No PIN to receive money
  11. Tell a parent at once
  12. Tell a parent at once
  13. 1710
  14. Ignore it, tell a parent
  15. 740
  16. No PIN to receive money
  17. The name and amount
  18. No one
  19. 1910
  20. Never share the OTP
  21. Never share the OTP
  22. The name of the shop
  23. 2380
  24. Tell a parent at once
  25. Ignore it, tell a parent
  26. 1590
  27. Ignore it, tell a parent
  28. Scanning a QR pays money
  29. Never share the OTP
  30. Tell a parent at once
  31. 880
  32. 2700
  33. 760
  34. The name and amount
  35. Never share the OTP
  36. Scanning a QR pays money
  37. The name of the shop
  38. Scanning a QR pays money
  39. 2310
  40. Scanning a QR pays money

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids