Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 185 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
2. 2.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
3. 3.Ananya gets a link: “Click now to win a phone worth ₹1000!” What should Ananya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
4. 4.Dev sees that ₹50000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
5. 5.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
6. 6.Tara’s mother has ₹1600 in her bank account. She pays ₹50 for medicines and ₹270 for milk by UPI. How many rupees are left in the account?
7. 7.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
8. 8.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
9. 9.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
10. 10.A message says Gurpreet has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
11. 11.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
12. 12.A message says Manav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
13. 13.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
14. 14.Sneha’s mother has ₹1800 in her bank account. She pays ₹140 for milk and ₹310 for bread by UPI. How many rupees are left in the account?
15. 15.Zoya’s mother has ₹1000 in her bank account. She pays ₹100 for vegetables and ₹360 for fruit by UPI. How many rupees are left in the account?
16. 16.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
17. 17.Nisha’s mother has ₹1700 in her bank account. She pays ₹200 for fruit and ₹340 for school books by UPI. How many rupees are left in the account?
18. 18.A message says Kabir has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
19. 19.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
20. 20.A message says Kavya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
21. 21.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
22. 22.A message says Saanvi has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
23. 23.A message says Dev has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
24. 24.Nisha sees that ₹1000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
25. 25.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
26. 26.Sneha’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
27. 27.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
28. 28.A stranger asks Aditya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
29. 29.Lakshmi’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
30. 30.Farhan’s mother has ₹1300 in her bank account. She pays ₹130 for a gas cylinder and ₹230 for school books by UPI. How many rupees are left in the account?
31. 31.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
32. 32.Manav’s mother has ₹2000 in her bank account. She pays ₹210 for fruit and ₹300 for a gas cylinder by UPI. How many rupees are left in the account?
33. 33.Aarav’s mother has ₹1600 in her bank account. She pays ₹70 for fruit and ₹210 for milk by UPI. How many rupees are left in the account?
34. 34.Kavya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
35. 35.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
36. 36.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
37. 37.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
38. 38.Joseph’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
39. 39.Tara’s mother has ₹2400 in her bank account. She pays ₹350 for medicines and ₹230 for milk by UPI. How many rupees are left in the account?
40. 40.A message says Pooja has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly

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