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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 186 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun gets a link: “Click now to win a phone worth ₹2000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  2. 2.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  3. 3.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  4. 4.A message says Riya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  5. 5.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  6. 6.Arjun’s mother has ₹2700 in her bank account. She pays ₹50 for milk and ₹90 for fruit by UPI. How many rupees are left in the account?
  7. 7.Karan’s mother has ₹2100 in her bank account. She pays ₹70 for school books and ₹150 for milk by UPI. How many rupees are left in the account?
  8. 8.Priya gets a link: “Click now to win a phone worth ₹5000!” What should Priya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  9. 9.Diya sees that ₹25000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  10. 10.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  11. 11.Nisha’s mother has ₹2400 in her bank account. She pays ₹150 for milk and ₹50 for vegetables by UPI. How many rupees are left in the account?
  12. 12.A stranger asks Ananya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  13. 13.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  14. 14.A stranger asks Nisha to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  15. 15.Meera’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  16. 16.Lakshmi gets a link: “Click now to win a phone worth ₹500!” What should Lakshmi do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  17. 17.Sneha sees that ₹10000 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  18. 18.Kavya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  19. 19.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  20. 20.Karan gets a link: “Click now to win a phone worth ₹1000!” What should Karan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  21. 21.Priya sees that ₹5000 was sent to a wrong number by mistake. What should Priya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  22. 22.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  23. 23.Diya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  24. 24.Pooja’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  25. 25.A stranger asks Priya to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  26. 26.Pooja’s mother has ₹1800 in her bank account. She pays ₹370 for bread and ₹140 for school books by UPI. How many rupees are left in the account?
  27. 27.Meera’s mother has ₹1500 in her bank account. She pays ₹270 for fruit and ₹240 for vegetables by UPI. How many rupees are left in the account?
  28. 28.Nisha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  29. 29.Zoya’s mother has ₹1100 in her bank account. She pays ₹70 for medicines and ₹280 for fruit by UPI. How many rupees are left in the account?
  30. 30.Arjun’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  31. 31.Kabir’s mother has ₹3000 in her bank account. She pays ₹280 for fruit and ₹220 for vegetables by UPI. How many rupees are left in the account?
  32. 32.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  33. 33.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  34. 34.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  35. 35.Meera’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  36. 36.Diya’s mother has ₹2200 in her bank account. She pays ₹380 for school books and ₹320 for medicines by UPI. How many rupees are left in the account?
  37. 37.Diya’s mother has ₹2700 in her bank account. She pays ₹260 for school books and ₹60 for vegetables by UPI. How many rupees are left in the account?
  38. 38.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  39. 39.Diya’s mother has ₹2500 in her bank account. She pays ₹310 for medicines and ₹240 for school books by UPI. How many rupees are left in the account?
  40. 40.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message

Answer key

  1. Ignore it, tell a parent
  2. No one
  3. Never share the OTP
  4. No PIN to receive money
  5. No PIN to receive money
  6. 2560
  7. 1880
  8. Ignore it, tell a parent
  9. Tell a parent at once
  10. Never share the OTP
  11. 2200
  12. Scanning a QR pays money
  13. Never share the OTP
  14. Scanning a QR pays money
  15. The name and amount
  16. Ignore it, tell a parent
  17. Tell a parent at once
  18. The name of the shop
  19. No one
  20. Ignore it, tell a parent
  21. Tell a parent at once
  22. Never share the OTP
  23. The name and amount
  24. The name and amount
  25. Scanning a QR pays money
  26. 1290
  27. 990
  28. The name of the shop
  29. 750
  30. The name and amount
  31. 2500
  32. No one
  33. No one
  34. Ignore it, tell a parent
  35. The name of the shop
  36. 1500
  37. 2380
  38. No PIN to receive money
  39. 1950
  40. Never share the OTP

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