Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 187 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Meera sees that ₹50000 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
2. 2.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
4. 4.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
5. 5.Ishaan sees that ₹10000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
6. 6.Meera’s mother has ₹1100 in her bank account. She pays ₹300 for medicines and ₹350 for bread by UPI. How many rupees are left in the account?
7. 7.Vivaan gets a link: “Click now to win a phone worth ₹2000!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
8. 8.A stranger asks Joseph to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
9. 9.Diya sees that ₹50000 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
10. 10.Zoya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
11. 11.Pooja’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
12. 12.Karan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
13. 13.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
14. 14.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
15. 15.Zoya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
16. 16.A message says Priya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
17. 17.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
18. 18.A message says Riya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
19. 19.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
20. 20.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
21. 21.A message says Farhan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
22. 22.Nisha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
23. 23.A message says Pooja has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
24. 24.Lakshmi sees that ₹2000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
25. 25.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
26. 26.Rohan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
27. 27.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
28. 28.A stranger asks Ananya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
29. 29.Rohan sees that ₹5000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
30. 30.A message says Isha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
31. 31.Saanvi’s mother has ₹1600 in her bank account. She pays ₹200 for medicines and ₹80 for a gas cylinder by UPI. How many rupees are left in the account?
32. 32.A message says Kavya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
33. 33.A stranger asks Saanvi to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
34. 34.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
35. 35.Nisha sees that ₹50000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
36. 36.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
37. 37.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
38. 38.Rohan sees that ₹25000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
39. 39.A stranger asks Nisha to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
40. 40.Rohan sees that ₹1000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once

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