Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 188 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
2. 2.Tara’s mother has ₹1400 in her bank account. She pays ₹370 for medicines and ₹110 for school books by UPI. How many rupees are left in the account?
3. 3.A stranger asks Karan to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
4. 4.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
5. 5.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
6. 6.A message says Karan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
7. 7.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
8. 8.A stranger asks Diya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
9. 9.Gurpreet gets a link: “Click now to win a phone worth ₹10000!” What should Gurpreet do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
10. 10.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
11. 11.Priya’s mother has ₹2400 in her bank account. She pays ₹310 for vegetables and ₹360 for a gas cylinder by UPI. How many rupees are left in the account?
12. 12.Kavya’s mother has ₹1300 in her bank account. She pays ₹380 for fruit and ₹370 for vegetables by UPI. How many rupees are left in the account?
13. 13.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
14. 14.A message says Aditya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
15. 15.Gurpreet’s mother has ₹2200 in her bank account. She pays ₹320 for bread and ₹90 for vegetables by UPI. How many rupees are left in the account?
16. 16.Farhan’s mother has ₹1600 in her bank account. She pays ₹300 for fruit and ₹400 for milk by UPI. How many rupees are left in the account?
17. 17.Arjun’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
18. 18.Gurpreet’s mother has ₹2700 in her bank account. She pays ₹370 for fruit and ₹240 for medicines by UPI. How many rupees are left in the account?
19. 19.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
20. 20.A message says Meera has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
21. 21.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
22. 22.Rahul’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
23. 23.A message says Priya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
24. 24.Kabir’s mother has ₹1200 in her bank account. She pays ₹50 for a gas cylinder and ₹320 for bread by UPI. How many rupees are left in the account?
25. 25.A stranger asks Ishaan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
26. 26.Dev’s mother has ₹2400 in her bank account. She pays ₹250 for vegetables and ₹200 for a gas cylinder by UPI. How many rupees are left in the account?
27. 27.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
28. 28.Lakshmi’s mother has ₹2000 in her bank account. She pays ₹100 for bread and ₹120 for medicines by UPI. How many rupees are left in the account?
29. 29.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
30. 30.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
31. 31.Aditya sees that ₹50000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
32. 32.Rohan’s mother has ₹2700 in her bank account. She pays ₹60 for school books and ₹230 for medicines by UPI. How many rupees are left in the account?
33. 33.Diya’s mother has ₹2000 in her bank account. She pays ₹380 for a gas cylinder and ₹110 for vegetables by UPI. How many rupees are left in the account?
34. 34.Tara’s mother has ₹1600 in her bank account. She pays ₹130 for a gas cylinder and ₹370 for school books by UPI. How many rupees are left in the account?
35. 35.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
36. 36.Zoya’s mother has ₹1900 in her bank account. She pays ₹360 for milk and ₹50 for vegetables by UPI. How many rupees are left in the account?
37. 37.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
38. 38.Priya sees that ₹1000 was sent to a wrong number by mistake. What should Priya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
39. 39.A stranger asks Saanvi to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
40. 40.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay

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