Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 189 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Tara’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
2. 2.A stranger asks Manav to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
3. 3.Arjun’s mother has ₹2400 in her bank account. She pays ₹400 for medicines and ₹190 for vegetables by UPI. How many rupees are left in the account?
4. 4.Dev gets a link: “Click now to win a phone worth ₹10000!” What should Dev do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
5. 5.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
6. 6.Pooja’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
7. 7.A stranger asks Kabir to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
8. 8.Arjun sees that ₹1000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
9. 9.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
10. 10.Nisha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
11. 11.Gurpreet gets a link: “Click now to win a phone worth ₹25000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
12. 12.A message says Rohan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
13. 13.Aditya gets a link: “Click now to win a phone worth ₹25000!” What should Aditya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
14. 14.Joseph’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
15. 15.A message says Rahul has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
16. 16.Pooja’s mother has ₹2800 in her bank account. She pays ₹80 for medicines and ₹230 for school books by UPI. How many rupees are left in the account?
17. 17.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
18. 18.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
19. 19.Meera’s mother has ₹2100 in her bank account. She pays ₹380 for a gas cylinder and ₹150 for milk by UPI. How many rupees are left in the account?
20. 20.A message says Riya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
21. 21.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
22. 22.A stranger asks Joseph to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
23. 23.Nisha’s mother has ₹1800 in her bank account. She pays ₹200 for school books and ₹160 for vegetables by UPI. How many rupees are left in the account?
24. 24.Isha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
25. 25.Ananya’s mother has ₹2800 in her bank account. She pays ₹80 for fruit and ₹140 for vegetables by UPI. How many rupees are left in the account?
26. 26.Aarav’s mother has ₹1900 in her bank account. She pays ₹210 for a gas cylinder and ₹280 for vegetables by UPI. How many rupees are left in the account?
27. 27.A message says Manav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
28. 28.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
29. 29.A stranger asks Diya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
30. 30.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
31. 31.Zoya sees that ₹25000 was sent to a wrong number by mistake. What should Zoya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
32. 32.A message says Nisha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
33. 33.Kabir’s mother has ₹1800 in her bank account. She pays ₹70 for a gas cylinder and ₹260 for fruit by UPI. How many rupees are left in the account?
34. 34.Sneha’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
35. 35.Gurpreet’s mother has ₹2100 in her bank account. She pays ₹260 for vegetables and ₹160 for milk by UPI. How many rupees are left in the account?
36. 36.Lakshmi’s mother has ₹2000 in her bank account. She pays ₹210 for medicines and ₹130 for bread by UPI. How many rupees are left in the account?
37. 37.Ananya’s mother has ₹2600 in her bank account. She pays ₹210 for school books and ₹170 for bread by UPI. How many rupees are left in the account?
38. 38.A message says Ananya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
39. 39.Aditya gets a link: “Click now to win a phone worth ₹2000!” What should Aditya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
40. 40.Rahul sees that ₹5000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it

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