Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 190 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Sneha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
2. 2.Pooja’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
3. 3.Kabir’s mother has ₹2500 in her bank account. She pays ₹160 for milk and ₹270 for vegetables by UPI. How many rupees are left in the account?
4. 4.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
5. 5.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
6. 6.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
7. 7.Meera’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
8. 8.Manav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
9. 9.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
10. 10.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
11. 11.Pooja sees that ₹50000 was sent to a wrong number by mistake. What should Pooja do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
12. 12.A message says Zoya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
13. 13.Kavya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
14. 14.Rahul’s mother has ₹1500 in her bank account. She pays ₹340 for school books and ₹300 for milk by UPI. How many rupees are left in the account?
15. 15.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
16. 16.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
17. 17.Karan gets a link: “Click now to win a phone worth ₹1000!” What should Karan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
18. 18.A message says Farhan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
19. 19.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
20. 20.Karan’s mother has ₹2900 in her bank account. She pays ₹270 for medicines and ₹300 for bread by UPI. How many rupees are left in the account?
21. 21.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
22. 22.Rohan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
23. 23.Kabir sees that ₹10000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
24. 24.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
25. 25.Zoya sees that ₹500 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
26. 26.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
27. 27.Meera’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
28. 28.A message says Ananya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
29. 29.A stranger asks Meera to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
30. 30.A stranger asks Aditya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
31. 31.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
32. 32.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
33. 33.Meera’s mother has ₹2900 in her bank account. She pays ₹220 for vegetables and ₹240 for a gas cylinder by UPI. How many rupees are left in the account?
34. 34.Isha gets a link: “Click now to win a phone worth ₹50000!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
35. 35.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
36. 36.A stranger asks Karan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
37. 37.Rahul’s mother has ₹2700 in her bank account. She pays ₹60 for vegetables and ₹90 for medicines by UPI. How many rupees are left in the account?
38. 38.Kavya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
39. 39.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
40. 40.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank

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