Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 20 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Vivaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
2. 2.A stranger asks Pooja to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
3. 3.Ananya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
4. 4.Kabir’s mother has ₹2700 in her bank account. She pays ₹250 for school books and ₹200 for milk by UPI. How many rupees are left in the account?
5. 5.Rohan sees that ₹1000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
6. 6.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
7. 7.Ishaan gets a link: “Click now to win a phone worth ₹500!” What should Ishaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
8. 8.A stranger asks Aditya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
9. 9.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
10. 10.Ananya’s mother has ₹1700 in her bank account. She pays ₹310 for milk and ₹150 for medicines by UPI. How many rupees are left in the account?
11. 11.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
12. 12.Tara’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
13. 13.Kavya gets a link: “Click now to win a phone worth ₹500!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
14. 14.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
15. 15.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
16. 16.Manav’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
17. 17.A message says Priya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
18. 18.Gurpreet sees that ₹10000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
19. 19.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
20. 20.Saanvi sees that ₹50000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
21. 21.Isha’s mother has ₹1700 in her bank account. She pays ₹160 for fruit and ₹100 for vegetables by UPI. How many rupees are left in the account?
22. 22.Nisha’s mother has ₹2700 in her bank account. She pays ₹230 for medicines and ₹290 for milk by UPI. How many rupees are left in the account?
23. 23.Aditya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
24. 24.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
25. 25.A stranger asks Pooja to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
26. 26.Kabir’s mother has ₹2000 in her bank account. She pays ₹150 for vegetables and ₹60 for fruit by UPI. How many rupees are left in the account?
27. 27.A stranger asks Kavya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
28. 28.A stranger asks Kavya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
29. 29.Zoya gets a link: “Click now to win a phone worth ₹1000!” What should Zoya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
30. 30.Karan gets a link: “Click now to win a phone worth ₹25000!” What should Karan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
31. 31.Arjun’s mother has ₹3000 in her bank account. She pays ₹60 for vegetables and ₹150 for fruit by UPI. How many rupees are left in the account?
32. 32.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
33. 33.Pooja’s mother has ₹2600 in her bank account. She pays ₹80 for medicines and ₹80 for school books by UPI. How many rupees are left in the account?
34. 34.Priya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
35. 35.Tara’s mother has ₹1400 in her bank account. She pays ₹120 for milk and ₹100 for fruit by UPI. How many rupees are left in the account?
36. 36.Farhan’s mother has ₹1800 in her bank account. She pays ₹260 for vegetables and ₹310 for medicines by UPI. How many rupees are left in the account?
37. 37.Arjun’s mother has ₹2000 in her bank account. She pays ₹350 for school books and ₹200 for vegetables by UPI. How many rupees are left in the account?
38. 38.Gurpreet’s mother has ₹1600 in her bank account. She pays ₹210 for bread and ₹130 for school books by UPI. How many rupees are left in the account?
39. 39.Kavya’s mother has ₹2100 in her bank account. She pays ₹300 for school books and ₹80 for milk by UPI. How many rupees are left in the account?
40. 40.Ananya’s mother has ₹1100 in her bank account. She pays ₹70 for milk and ₹270 for medicines by UPI. How many rupees are left in the account?

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