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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 191 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Manav gets a link: “Click now to win a phone worth ₹10000!” What should Manav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  2. 2.Joseph sees that ₹5000 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  3. 3.Gurpreet’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  4. 4.Meera sees that ₹2000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  5. 5.Pooja’s mother has ₹2800 in her bank account. She pays ₹180 for milk and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
  6. 6.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  7. 7.Arjun’s mother has ₹1200 in her bank account. She pays ₹180 for school books and ₹100 for milk by UPI. How many rupees are left in the account?
  8. 8.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  9. 9.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  10. 10.A message says Saanvi has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  11. 11.Priya gets a link: “Click now to win a phone worth ₹2000!” What should Priya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  12. 12.Nisha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  13. 13.A message says Farhan has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  14. 14.Dev’s mother has ₹3000 in her bank account. She pays ₹190 for a gas cylinder and ₹250 for milk by UPI. How many rupees are left in the account?
  15. 15.Pooja’s mother has ₹2900 in her bank account. She pays ₹130 for vegetables and ₹50 for school books by UPI. How many rupees are left in the account?
  16. 16.A message says Joseph has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  17. 17.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  18. 18.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  19. 19.A stranger asks Vivaan to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  20. 20.A stranger asks Dev to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  21. 21.Priya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  22. 22.Tara’s mother has ₹1300 in her bank account. She pays ₹90 for milk and ₹230 for a gas cylinder by UPI. How many rupees are left in the account?
  23. 23.Rahul’s mother has ₹1500 in her bank account. She pays ₹320 for a gas cylinder and ₹240 for milk by UPI. How many rupees are left in the account?
  24. 24.Ishaan’s mother has ₹1000 in her bank account. She pays ₹370 for milk and ₹370 for school books by UPI. How many rupees are left in the account?
  25. 25.Karan’s mother has ₹2000 in her bank account. She pays ₹110 for medicines and ₹380 for milk by UPI. How many rupees are left in the account?
  26. 26.Someone online asks Karan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  27. 27.Arjun’s mother has ₹3000 in her bank account. She pays ₹290 for medicines and ₹350 for fruit by UPI. How many rupees are left in the account?
  28. 28.Lakshmi’s mother has ₹2500 in her bank account. She pays ₹130 for milk and ₹250 for bread by UPI. How many rupees are left in the account?
  29. 29.A message says Priya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  30. 30.Dev’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  31. 31.Ananya’s mother has ₹2300 in her bank account. She pays ₹380 for milk and ₹260 for medicines by UPI. How many rupees are left in the account?
  32. 32.Joseph gets a link: “Click now to win a phone worth ₹25000!” What should Joseph do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  33. 33.Rahul’s mother has ₹2100 in her bank account. She pays ₹280 for vegetables and ₹190 for a gas cylinder by UPI. How many rupees are left in the account?
  34. 34.Ishaan’s mother has ₹2500 in her bank account. She pays ₹190 for school books and ₹400 for fruit by UPI. How many rupees are left in the account?
  35. 35.Aarav’s mother has ₹1600 in her bank account. She pays ₹400 for school books and ₹260 for bread by UPI. How many rupees are left in the account?
  36. 36.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  37. 37.Karan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  38. 38.A stranger asks Lakshmi to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  39. 39.A stranger asks Farhan to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  40. 40.Zoya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop

Answer key

  1. Ignore it, tell a parent
  2. Tell a parent at once
  3. The name of the shop
  4. Tell a parent at once
  5. 2490
  6. Scanning a QR pays money
  7. 920
  8. No one
  9. Never share the OTP
  10. No PIN to receive money
  11. Ignore it, tell a parent
  12. The name of the shop
  13. No PIN to receive money
  14. 2560
  15. 2720
  16. No PIN to receive money
  17. The name and amount
  18. The name and amount
  19. Scanning a QR pays money
  20. Scanning a QR pays money
  21. The name and amount
  22. 980
  23. 940
  24. 260
  25. 1510
  26. No one
  27. 2360
  28. 2120
  29. No PIN to receive money
  30. The name of the shop
  31. 1660
  32. Ignore it, tell a parent
  33. 1630
  34. 1910
  35. 940
  36. No one
  37. The name and amount
  38. Scanning a QR pays money
  39. Scanning a QR pays money
  40. The name of the shop

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