Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 192 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya gets a link: “Click now to win a phone worth ₹2000!” What should Diya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
2. 2.Manav’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
3. 3.A stranger asks Pooja to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
4. 4.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
5. 5.Ishaan’s mother has ₹2900 in her bank account. She pays ₹160 for milk and ₹70 for fruit by UPI. How many rupees are left in the account?
6. 6.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
7. 7.Vivaan sees that ₹25000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
8. 8.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
9. 9.A stranger asks Tara to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
10. 10.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
11. 11.Nisha’s mother has ₹2500 in her bank account. She pays ₹330 for school books and ₹70 for milk by UPI. How many rupees are left in the account?
12. 12.Sneha’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
13. 13.A message says Gurpreet has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
14. 14.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
15. 15.Meera’s mother has ₹1400 in her bank account. She pays ₹370 for fruit and ₹160 for bread by UPI. How many rupees are left in the account?
16. 16.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
17. 17.Priya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
18. 18.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
19. 19.Ananya’s mother has ₹1200 in her bank account. She pays ₹210 for bread and ₹290 for milk by UPI. How many rupees are left in the account?
20. 20.Isha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
21. 21.Ishaan sees that ₹1000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
22. 22.A stranger asks Vivaan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
23. 23.Karan’s mother has ₹1300 in her bank account. She pays ₹180 for a gas cylinder and ₹170 for fruit by UPI. How many rupees are left in the account?
24. 24.A stranger asks Rohan to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
25. 25.Rahul sees that ₹1000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
26. 26.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
27. 27.A message says Kavya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
28. 28.Sneha’s mother has ₹2500 in her bank account. She pays ₹290 for milk and ₹140 for fruit by UPI. How many rupees are left in the account?
29. 29.Nisha sees that ₹2000 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
30. 30.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
31. 31.Riya’s mother has ₹2500 in her bank account. She pays ₹280 for fruit and ₹390 for milk by UPI. How many rupees are left in the account?
32. 32.Riya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
33. 33.Ananya’s mother has ₹1400 in her bank account. She pays ₹110 for school books and ₹60 for medicines by UPI. How many rupees are left in the account?
34. 34.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
35. 35.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
36. 36.A message says Dev has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
37. 37.Meera’s mother has ₹2200 in her bank account. She pays ₹390 for vegetables and ₹140 for medicines by UPI. How many rupees are left in the account?
38. 38.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
39. 39.A stranger asks Isha to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
40. 40.A message says Kavya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly

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