← Safe digital payments lesson New set →

Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 193 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Pooja sees that ₹10000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  2. 2.Diya’s mother has ₹1500 in her bank account. She pays ₹160 for milk and ₹80 for school books by UPI. How many rupees are left in the account?
  3. 3.Manav’s mother has ₹1600 in her bank account. She pays ₹150 for vegetables and ₹250 for fruit by UPI. How many rupees are left in the account?
  4. 4.Saanvi’s mother has ₹1500 in her bank account. She pays ₹370 for school books and ₹320 for milk by UPI. How many rupees are left in the account?
  5. 5.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  6. 6.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  7. 7.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  8. 8.Pooja gets a link: “Click now to win a phone worth ₹50000!” What should Pooja do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  9. 9.Priya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  10. 10.Aditya’s mother has ₹2000 in her bank account. She pays ₹200 for vegetables and ₹300 for school books by UPI. How many rupees are left in the account?
  11. 11.Tara’s mother has ₹2900 in her bank account. She pays ₹90 for medicines and ₹280 for bread by UPI. How many rupees are left in the account?
  12. 12.Riya sees that ₹50000 was sent to a wrong number by mistake. What should Riya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  13. 13.Karan’s mother has ₹2600 in her bank account. She pays ₹70 for a gas cylinder and ₹280 for milk by UPI. How many rupees are left in the account?
  14. 14.Pooja gets a link: “Click now to win a phone worth ₹10000!” What should Pooja do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  15. 15.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  16. 16.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  17. 17.Sneha’s mother has ₹1900 in her bank account. She pays ₹170 for bread and ₹60 for vegetables by UPI. How many rupees are left in the account?
  18. 18.Vivaan sees that ₹10000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  19. 19.A stranger asks Tara to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  20. 20.Sneha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  21. 21.Gurpreet’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  22. 22.A stranger asks Tara to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  23. 23.Pooja’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  24. 24.Arjun’s mother has ₹1100 in her bank account. She pays ₹220 for a gas cylinder and ₹50 for vegetables by UPI. How many rupees are left in the account?
  25. 25.Farhan sees that ₹1000 was sent to a wrong number by mistake. What should Farhan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  26. 26.A stranger asks Joseph to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  27. 27.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  28. 28.Zoya’s mother has ₹1500 in her bank account. She pays ₹300 for vegetables and ₹150 for medicines by UPI. How many rupees are left in the account?
  29. 29.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  30. 30.A stranger asks Nisha to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  31. 31.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  32. 32.Pooja’s mother has ₹2600 in her bank account. She pays ₹70 for milk and ₹230 for medicines by UPI. How many rupees are left in the account?
  33. 33.Sneha’s mother has ₹1600 in her bank account. She pays ₹120 for a gas cylinder and ₹240 for school books by UPI. How many rupees are left in the account?
  34. 34.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  35. 35.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  36. 36.A stranger asks Tara to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  37. 37.Priya’s mother has ₹2000 in her bank account. She pays ₹80 for medicines and ₹50 for vegetables by UPI. How many rupees are left in the account?
  38. 38.Joseph sees that ₹50000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  39. 39.Pooja’s mother has ₹2800 in her bank account. She pays ₹380 for vegetables and ₹300 for school books by UPI. How many rupees are left in the account?
  40. 40.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one

Answer key

  1. Tell a parent at once
  2. 1260
  3. 1200
  4. 810
  5. No one
  6. Never share the OTP
  7. No one
  8. Ignore it, tell a parent
  9. The name and amount
  10. 1500
  11. 2530
  12. Tell a parent at once
  13. 2250
  14. Ignore it, tell a parent
  15. No PIN to receive money
  16. Never share the OTP
  17. 1670
  18. Tell a parent at once
  19. Scanning a QR pays money
  20. The name and amount
  21. The name of the shop
  22. Scanning a QR pays money
  23. The name and amount
  24. 830
  25. Tell a parent at once
  26. Scanning a QR pays money
  27. Never share the OTP
  28. 1050
  29. Never share the OTP
  30. Scanning a QR pays money
  31. No one
  32. 2300
  33. 1240
  34. Never share the OTP
  35. Never share the OTP
  36. Scanning a QR pays money
  37. 1870
  38. Tell a parent at once
  39. 2120
  40. No one

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids