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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 194 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Tara gets a link: “Click now to win a phone worth ₹2000!” What should Tara do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  2. 2.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  3. 3.Riya’s mother has ₹1100 in her bank account. She pays ₹80 for a gas cylinder and ₹50 for milk by UPI. How many rupees are left in the account?
  4. 4.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  5. 5.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  6. 6.Manav gets a link: “Click now to win a phone worth ₹25000!” What should Manav do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
  7. 7.Dev’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  8. 8.A stranger asks Ananya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  9. 9.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  10. 10.A message says Rahul has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  11. 11.Rohan’s mother has ₹2400 in her bank account. She pays ₹330 for school books and ₹80 for fruit by UPI. How many rupees are left in the account?
  12. 12.Gurpreet’s mother has ₹2600 in her bank account. She pays ₹220 for school books and ₹160 for fruit by UPI. How many rupees are left in the account?
  13. 13.Gurpreet’s mother has ₹1500 in her bank account. She pays ₹150 for milk and ₹200 for bread by UPI. How many rupees are left in the account?
  14. 14.Aditya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  15. 15.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  16. 16.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  17. 17.Dev’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  18. 18.Priya’s mother has ₹2200 in her bank account. She pays ₹290 for vegetables and ₹280 for milk by UPI. How many rupees are left in the account?
  19. 19.Karan’s mother has ₹1300 in her bank account. She pays ₹80 for school books and ₹350 for milk by UPI. How many rupees are left in the account?
  20. 20.Farhan’s mother has ₹1300 in her bank account. She pays ₹280 for vegetables and ₹300 for fruit by UPI. How many rupees are left in the account?
  21. 21.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  22. 22.A stranger asks Nisha to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  23. 23.Zoya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  24. 24.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  25. 25.Saanvi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  26. 26.A message says Saanvi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  27. 27.A stranger asks Meera to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  28. 28.A stranger asks Kabir to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  29. 29.Isha gets a link: “Click now to win a phone worth ₹5000!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  30. 30.A message says Isha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  31. 31.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  32. 32.Rohan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  33. 33.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  34. 34.A stranger asks Rahul to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  35. 35.Sneha gets a link: “Click now to win a phone worth ₹2000!” What should Sneha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  36. 36.Rahul’s mother has ₹1200 in her bank account. She pays ₹130 for a gas cylinder and ₹400 for school books by UPI. How many rupees are left in the account?
  37. 37.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  38. 38.A stranger asks Kavya to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  39. 39.Ishaan’s mother has ₹2000 in her bank account. She pays ₹180 for vegetables and ₹160 for school books by UPI. How many rupees are left in the account?
  40. 40.Kavya’s mother has ₹2600 in her bank account. She pays ₹250 for vegetables and ₹110 for school books by UPI. How many rupees are left in the account?

Answer key

  1. Ignore it, tell a parent
  2. The name and amount
  3. 970
  4. Never share the OTP
  5. No one
  6. Ignore it, tell a parent
  7. The name and amount
  8. Scanning a QR pays money
  9. No PIN to receive money
  10. No PIN to receive money
  11. 1990
  12. 2220
  13. 1150
  14. The name and amount
  15. The name of the shop
  16. No one
  17. The name of the shop
  18. 1630
  19. 870
  20. 720
  21. No one
  22. Scanning a QR pays money
  23. The name and amount
  24. Never share the OTP
  25. The name of the shop
  26. No PIN to receive money
  27. Scanning a QR pays money
  28. Scanning a QR pays money
  29. Ignore it, tell a parent
  30. No PIN to receive money
  31. Never share the OTP
  32. The name and amount
  33. No one
  34. Scanning a QR pays money
  35. Ignore it, tell a parent
  36. 670
  37. No one
  38. Scanning a QR pays money
  39. 1660
  40. 2240

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