Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 195 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Dev sees that ₹2000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
2. 2.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
3. 3.Rohan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
4. 4.Gurpreet’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
5. 5.Zoya’s mother has ₹1200 in her bank account. She pays ₹130 for bread and ₹130 for a gas cylinder by UPI. How many rupees are left in the account?
6. 6.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
7. 7.Karan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
8. 8.Ananya sees that ₹1000 was sent to a wrong number by mistake. What should Ananya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
9. 9.Tara’s mother has ₹1400 in her bank account. She pays ₹180 for milk and ₹50 for bread by UPI. How many rupees are left in the account?
10. 10.Kabir’s mother has ₹1700 in her bank account. She pays ₹210 for vegetables and ₹170 for school books by UPI. How many rupees are left in the account?
11. 11.Kavya’s mother has ₹2700 in her bank account. She pays ₹390 for vegetables and ₹80 for fruit by UPI. How many rupees are left in the account?
12. 12.A stranger asks Ananya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
13. 13.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
14. 14.Tara’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
15. 15.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
16. 16.A message says Gurpreet has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
17. 17.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
18. 18.A message says Pooja has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
19. 19.Ishaan sees that ₹2000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
20. 20.A stranger asks Rohan to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
21. 21.Riya sees that ₹500 was sent to a wrong number by mistake. What should Riya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
22. 22.Isha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
23. 23.Tara’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
24. 24.A message says Dev has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
25. 25.Vivaan sees that ₹10000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
26. 26.Lakshmi’s mother has ₹1700 in her bank account. She pays ₹100 for fruit and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
27. 27.Ananya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
28. 28.Dev’s mother has ₹2000 in her bank account. She pays ₹390 for school books and ₹90 for milk by UPI. How many rupees are left in the account?
29. 29.A stranger asks Gurpreet to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
30. 30.Aarav gets a link: “Click now to win a phone worth ₹2000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
31. 31.A stranger asks Manav to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
32. 32.Ananya sees that ₹2000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
33. 33.Rahul gets a link: “Click now to win a phone worth ₹1000!” What should Rahul do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
34. 34.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
35. 35.Gurpreet’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
36. 36.A stranger asks Zoya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
37. 37.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
38. 38.Joseph’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
39. 39.Isha gets a link: “Click now to win a phone worth ₹2000!” What should Isha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
40. 40.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out

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