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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 196 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  2. 2.A stranger asks Priya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  3. 3.Kabir’s mother has ₹1700 in her bank account. She pays ₹230 for milk and ₹400 for fruit by UPI. How many rupees are left in the account?
  4. 4.Saanvi’s mother has ₹2900 in her bank account. She pays ₹50 for medicines and ₹330 for milk by UPI. How many rupees are left in the account?
  5. 5.Riya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  6. 6.Joseph sees that ₹10000 was sent to a wrong number by mistake. What should Joseph do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  7. 7.Saanvi’s mother has ₹2700 in her bank account. She pays ₹130 for medicines and ₹290 for a gas cylinder by UPI. How many rupees are left in the account?
  8. 8.A message says Kabir has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  9. 9.Arjun’s mother has ₹2100 in her bank account. She pays ₹260 for school books and ₹370 for a gas cylinder by UPI. How many rupees are left in the account?
  10. 10.Diya’s mother has ₹1500 in her bank account. She pays ₹130 for school books and ₹50 for milk by UPI. How many rupees are left in the account?
  11. 11.A stranger asks Zoya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  12. 12.Karan’s mother has ₹1200 in her bank account. She pays ₹380 for fruit and ₹110 for milk by UPI. How many rupees are left in the account?
  13. 13.Kabir’s mother has ₹1200 in her bank account. She pays ₹210 for vegetables and ₹320 for bread by UPI. How many rupees are left in the account?
  14. 14.Kavya’s mother has ₹2600 in her bank account. She pays ₹70 for milk and ₹320 for medicines by UPI. How many rupees are left in the account?
  15. 15.Priya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  16. 16.Nisha’s mother has ₹1200 in her bank account. She pays ₹320 for milk and ₹190 for fruit by UPI. How many rupees are left in the account?
  17. 17.A stranger asks Aarav to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  18. 18.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  19. 19.Ishaan’s mother has ₹1900 in her bank account. She pays ₹200 for bread and ₹400 for milk by UPI. How many rupees are left in the account?
  20. 20.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  21. 21.Kabir’s mother has ₹1400 in her bank account. She pays ₹130 for school books and ₹120 for bread by UPI. How many rupees are left in the account?
  22. 22.Diya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  23. 23.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  24. 24.Meera’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  25. 25.Arjun sees that ₹2000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  26. 26.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  27. 27.A stranger asks Isha to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  28. 28.Priya sees that ₹2000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  29. 29.Diya sees that ₹25000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  30. 30.A message says Arjun has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  31. 31.Saanvi’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  32. 32.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  33. 33.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  34. 34.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  35. 35.A message says Nisha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  36. 36.Priya’s mother has ₹1600 in her bank account. She pays ₹150 for school books and ₹350 for vegetables by UPI. How many rupees are left in the account?
  37. 37.Rahul’s mother has ₹1700 in her bank account. She pays ₹240 for medicines and ₹90 for bread by UPI. How many rupees are left in the account?
  38. 38.Pooja’s mother has ₹1100 in her bank account. She pays ₹270 for fruit and ₹80 for milk by UPI. How many rupees are left in the account?
  39. 39.Dev’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  40. 40.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank

Answer key

  1. No one
  2. Scanning a QR pays money
  3. 1070
  4. 2520
  5. The name of the shop
  6. Tell a parent at once
  7. 2280
  8. No PIN to receive money
  9. 1470
  10. 1320
  11. Scanning a QR pays money
  12. 710
  13. 670
  14. 2210
  15. The name of the shop
  16. 690
  17. Scanning a QR pays money
  18. Never share the OTP
  19. 1300
  20. No PIN to receive money
  21. 1150
  22. The name of the shop
  23. No PIN to receive money
  24. The name of the shop
  25. Tell a parent at once
  26. Never share the OTP
  27. Scanning a QR pays money
  28. Tell a parent at once
  29. Tell a parent at once
  30. No PIN to receive money
  31. The name of the shop
  32. No one
  33. Never share the OTP
  34. No one
  35. No PIN to receive money
  36. 1100
  37. 1370
  38. 750
  39. The name of the shop
  40. No one

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