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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 197 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun gets a link: “Click now to win a phone worth ₹2000!” What should Arjun do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  2. 2.Gurpreet sees that ₹10000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  3. 3.Meera’s mother has ₹2000 in her bank account. She pays ₹120 for bread and ₹340 for school books by UPI. How many rupees are left in the account?
  4. 4.Dev sees that ₹50000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  5. 5.A stranger asks Gurpreet to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  6. 6.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  7. 7.Nisha’s mother has ₹2200 in her bank account. She pays ₹390 for a gas cylinder and ₹120 for bread by UPI. How many rupees are left in the account?
  8. 8.Saanvi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Saanvi do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  9. 9.Farhan’s mother has ₹1100 in her bank account. She pays ₹90 for medicines and ₹380 for milk by UPI. How many rupees are left in the account?
  10. 10.Farhan sees that ₹25000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  11. 11.Manav’s mother has ₹2700 in her bank account. She pays ₹140 for bread and ₹290 for vegetables by UPI. How many rupees are left in the account?
  12. 12.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  13. 13.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  14. 14.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  15. 15.Karan’s mother has ₹2600 in her bank account. She pays ₹100 for milk and ₹230 for fruit by UPI. How many rupees are left in the account?
  16. 16.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  17. 17.Dev’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  18. 18.Nisha’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  19. 19.Isha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  20. 20.Lakshmi’s mother has ₹1400 in her bank account. She pays ₹170 for milk and ₹90 for vegetables by UPI. How many rupees are left in the account?
  21. 21.A stranger asks Karan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  22. 22.Kavya sees that ₹50000 was sent to a wrong number by mistake. What should Kavya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  23. 23.A message says Isha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  24. 24.Kabir’s mother has ₹1600 in her bank account. She pays ₹100 for vegetables and ₹350 for fruit by UPI. How many rupees are left in the account?
  25. 25.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  26. 26.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  27. 27.Dev sees that ₹1000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  28. 28.Ananya sees that ₹5000 was sent to a wrong number by mistake. What should Ananya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  29. 29.Karan gets a link: “Click now to win a phone worth ₹2000!” What should Karan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  30. 30.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  31. 31.A message says Rahul has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  32. 32.Ananya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  33. 33.A message says Aditya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  34. 34.A message says Diya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  35. 35.Rahul’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  36. 36.Ishaan’s mother has ₹1600 in her bank account. She pays ₹310 for school books and ₹260 for vegetables by UPI. How many rupees are left in the account?
  37. 37.Kabir gets a link: “Click now to win a phone worth ₹10000!” What should Kabir do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  38. 38.Arjun’s mother has ₹2700 in her bank account. She pays ₹350 for bread and ₹80 for vegetables by UPI. How many rupees are left in the account?
  39. 39.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  40. 40.A stranger asks Isha to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe

Answer key

  1. Ignore it, tell a parent
  2. Tell a parent at once
  3. 1540
  4. Tell a parent at once
  5. Scanning a QR pays money
  6. Never share the OTP
  7. 1690
  8. Never share the OTP
  9. 630
  10. Tell a parent at once
  11. 2270
  12. No one
  13. The name of the shop
  14. No one
  15. 2270
  16. No one
  17. The name of the shop
  18. The name of the shop
  19. The name and amount
  20. 1140
  21. Scanning a QR pays money
  22. Tell a parent at once
  23. No PIN to receive money
  24. 1150
  25. Never share the OTP
  26. No PIN to receive money
  27. Tell a parent at once
  28. Tell a parent at once
  29. Ignore it, tell a parent
  30. No one
  31. No PIN to receive money
  32. The name of the shop
  33. No PIN to receive money
  34. No PIN to receive money
  35. The name of the shop
  36. 1030
  37. Ignore it, tell a parent
  38. 2270
  39. No PIN to receive money
  40. Scanning a QR pays money

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