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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 198 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  2. 2.Lakshmi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  3. 3.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  4. 4.Meera’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  5. 5.Isha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  6. 6.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  7. 7.Rahul’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  8. 8.Lakshmi’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  9. 9.A stranger asks Ishaan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  10. 10.Meera sees that ₹5000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  11. 11.Manav’s mother has ₹1800 in her bank account. She pays ₹250 for bread and ₹100 for fruit by UPI. How many rupees are left in the account?
  12. 12.Zoya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  13. 13.Karan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  14. 14.Manav gets a link: “Click now to win a phone worth ₹10000!” What should Manav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  15. 15.A stranger asks Nisha to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  16. 16.Vivaan’s mother has ₹1900 in her bank account. She pays ₹60 for medicines and ₹170 for school books by UPI. How many rupees are left in the account?
  17. 17.Ananya’s mother has ₹2500 in her bank account. She pays ₹80 for a gas cylinder and ₹190 for milk by UPI. How many rupees are left in the account?
  18. 18.Sneha’s mother has ₹1800 in her bank account. She pays ₹110 for bread and ₹200 for vegetables by UPI. How many rupees are left in the account?
  19. 19.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  20. 20.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  21. 21.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  22. 22.A stranger asks Nisha to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  23. 23.Zoya’s mother has ₹2900 in her bank account. She pays ₹190 for school books and ₹80 for medicines by UPI. How many rupees are left in the account?
  24. 24.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  25. 25.Priya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  26. 26.A stranger asks Kabir to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  27. 27.Rohan’s mother has ₹3000 in her bank account. She pays ₹70 for medicines and ₹230 for fruit by UPI. How many rupees are left in the account?
  28. 28.Sneha sees that ₹2000 was sent to a wrong number by mistake. What should Sneha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  29. 29.A message says Sneha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  30. 30.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  31. 31.Ananya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  32. 32.Tara’s mother has ₹2900 in her bank account. She pays ₹290 for milk and ₹240 for vegetables by UPI. How many rupees are left in the account?
  33. 33.Aarav’s mother has ₹1600 in her bank account. She pays ₹90 for milk and ₹80 for a gas cylinder by UPI. How many rupees are left in the account?
  34. 34.Dev gets a link: “Click now to win a phone worth ₹2000!” What should Dev do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  35. 35.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  36. 36.Joseph sees that ₹5000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  37. 37.A stranger asks Ananya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  38. 38.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  39. 39.Manav’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  40. 40.Priya’s mother has ₹2200 in her bank account. She pays ₹130 for bread and ₹90 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. Never share the OTP
  2. The name and amount
  3. No one
  4. The name and amount
  5. The name of the shop
  6. Ignore it, tell a parent
  7. The name and amount
  8. The name of the shop
  9. Scanning a QR pays money
  10. Tell a parent at once
  11. 1450
  12. The name and amount
  13. The name and amount
  14. Ignore it, tell a parent
  15. Scanning a QR pays money
  16. 1670
  17. 2230
  18. 1490
  19. No one
  20. No PIN to receive money
  21. No one
  22. Scanning a QR pays money
  23. 2630
  24. Never share the OTP
  25. The name and amount
  26. Scanning a QR pays money
  27. 2700
  28. Tell a parent at once
  29. No PIN to receive money
  30. No one
  31. The name of the shop
  32. 2370
  33. 1430
  34. Ignore it, tell a parent
  35. No one
  36. Tell a parent at once
  37. Scanning a QR pays money
  38. Never share the OTP
  39. The name of the shop
  40. 1980

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