Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 199 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
2. 2.Meera gets a link: “Click now to win a phone worth ₹500!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
3. 3.Priya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
4. 4.Rohan’s mother has ₹1600 in her bank account. She pays ₹340 for milk and ₹220 for a gas cylinder by UPI. How many rupees are left in the account?
5. 5.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
6. 6.A stranger asks Diya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
7. 7.Pooja gets a link: “Click now to win a phone worth ₹2000!” What should Pooja do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
8. 8.Gurpreet’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
9. 9.Dev’s mother has ₹1400 in her bank account. She pays ₹100 for milk and ₹320 for vegetables by UPI. How many rupees are left in the account?
10. 10.A message says Diya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
11. 11.Rahul’s mother has ₹1600 in her bank account. She pays ₹190 for school books and ₹220 for vegetables by UPI. How many rupees are left in the account?
12. 12.Tara’s mother has ₹3000 in her bank account. She pays ₹310 for fruit and ₹70 for school books by UPI. How many rupees are left in the account?
13. 13.Ananya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
14. 14.Rahul gets a link: “Click now to win a phone worth ₹2000!” What should Rahul do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
15. 15.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
16. 16.Farhan gets a link: “Click now to win a phone worth ₹500!” What should Farhan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
17. 17.Aarav’s mother has ₹2300 in her bank account. She pays ₹80 for fruit and ₹110 for vegetables by UPI. How many rupees are left in the account?
18. 18.Gurpreet sees that ₹10000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
19. 19.Manav’s mother has ₹2600 in her bank account. She pays ₹60 for a gas cylinder and ₹130 for school books by UPI. How many rupees are left in the account?
20. 20.Karan sees that ₹5000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
21. 21.A stranger asks Diya to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
22. 22.Kavya gets a link: “Click now to win a phone worth ₹5000!” What should Kavya do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
23. 23.Ananya’s mother has ₹2300 in her bank account. She pays ₹280 for medicines and ₹50 for vegetables by UPI. How many rupees are left in the account?
24. 24.A message says Aditya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
25. 25.Joseph sees that ₹500 was sent to a wrong number by mistake. What should Joseph do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
26. 26.Joseph gets a link: “Click now to win a phone worth ₹2000!” What should Joseph do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
27. 27.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
28. 28.Dev’s mother has ₹2100 in her bank account. She pays ₹60 for medicines and ₹290 for vegetables by UPI. How many rupees are left in the account?
29. 29.Rohan’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
30. 30.Joseph’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
31. 31.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
32. 32.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
33. 33.Someone online asks Kabir for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
34. 34.Riya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
35. 35.Nisha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
36. 36.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
37. 37.Joseph’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
38. 38.Ishaan’s mother has ₹1700 in her bank account. She pays ₹330 for school books and ₹350 for vegetables by UPI. How many rupees are left in the account?
39. 39.Tara gets a link: “Click now to win a phone worth ₹50000!” What should Tara do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
40. 40.Rohan’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code

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