Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 200 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Dev’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
2. 2.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
3. 3.Arjun gets a link: “Click now to win a phone worth ₹5000!” What should Arjun do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
4. 4.Farhan sees that ₹5000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
5. 5.Someone online asks Nisha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
6. 6.Manav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Manav do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
7. 7.Isha’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
8. 8.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
9. 9.Ananya gets a link: “Click now to win a phone worth ₹50000!” What should Ananya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
10. 10.Karan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
11. 11.Farhan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
12. 12.Karan’s mother has ₹2400 in her bank account. She pays ₹310 for fruit and ₹280 for bread by UPI. How many rupees are left in the account?
13. 13.Lakshmi’s mother has ₹2800 in her bank account. She pays ₹60 for milk and ₹270 for fruit by UPI. How many rupees are left in the account?
14. 14.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
15. 15.Arjun gets a link: “Click now to win a phone worth ₹1000!” What should Arjun do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
16. 16.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
17. 17.A stranger asks Saanvi to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
18. 18.Isha’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
19. 19.Meera gets a link: “Click now to win a phone worth ₹2000!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
20. 20.Nisha sees that ₹25000 was sent to a wrong number by mistake. What should Nisha do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
21. 21.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
22. 22.Riya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Riya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
23. 23.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
24. 24.Riya’s mother has ₹2700 in her bank account. She pays ₹80 for a gas cylinder and ₹120 for milk by UPI. How many rupees are left in the account?
25. 25.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
26. 26.A stranger asks Manav to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
27. 27.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
28. 28.Tara’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
29. 29.Riya’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
30. 30.Priya gets a link: “Click now to win a phone worth ₹25000!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
31. 31.Rahul sees that ₹1000 was sent to a wrong number by mistake. What should Rahul do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
32. 32.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
33. 33.A stranger asks Kavya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
34. 34.A message says Ananya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
35. 35.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
36. 36.Saanvi’s mother has ₹1300 in her bank account. She pays ₹180 for fruit and ₹90 for milk by UPI. How many rupees are left in the account?
37. 37.Zoya gets a link: “Click now to win a phone worth ₹10000!” What should Zoya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
38. 38.Gurpreet gets a link: “Click now to win a phone worth ₹50000!” What should Gurpreet do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
39. 39.A stranger asks Dev to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
40. 40.Sneha’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code

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