Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 3 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Vivaan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
2. 2.Ananya’s mother has ₹1300 in her bank account. She pays ₹180 for medicines and ₹60 for fruit by UPI. How many rupees are left in the account?
3. 3.Pooja’s mother has ₹1500 in her bank account. She pays ₹400 for school books and ₹180 for a gas cylinder by UPI. How many rupees are left in the account?
4. 4.A message says Nisha has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.Sneha’s mother has ₹1500 in her bank account. She pays ₹50 for milk and ₹230 for vegetables by UPI. How many rupees are left in the account?
6. 6.Meera’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
7. 7.Dev’s mother has ₹3000 in her bank account. She pays ₹170 for bread and ₹220 for fruit by UPI. How many rupees are left in the account?
8. 8.Isha’s mother has ₹2600 in her bank account. She pays ₹170 for vegetables and ₹300 for medicines by UPI. How many rupees are left in the account?
9. 9.Rahul’s mother has ₹1400 in her bank account. She pays ₹360 for medicines and ₹80 for vegetables by UPI. How many rupees are left in the account?
10. 10.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
11. 11.Gurpreet’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
12. 12.A stranger asks Isha to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
13. 13.A stranger asks Diya to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
14. 14.Ishaan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
15. 15.Aarav gets a link: “Click now to win a phone worth ₹25000!” What should Aarav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
16. 16.Gurpreet gets a link: “Click now to win a phone worth ₹25000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
17. 17.Meera’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
18. 18.A message says Kavya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
19. 19.A message says Tara has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
20. 20.A message says Ananya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
21. 21.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
22. 22.A message says Kavya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
23. 23.A message says Meera has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
24. 24.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
25. 25.Ananya’s mother has ₹2300 in her bank account. She pays ₹310 for a gas cylinder and ₹390 for milk by UPI. How many rupees are left in the account?
26. 26.Saanvi’s mother has ₹1800 in her bank account. She pays ₹200 for vegetables and ₹400 for bread by UPI. How many rupees are left in the account?
27. 27.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
28. 28.Sneha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
29. 29.A stranger asks Saanvi to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
30. 30.Saanvi’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
31. 31.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
32. 32.Aditya’s mother has ₹2000 in her bank account. She pays ₹380 for medicines and ₹130 for milk by UPI. How many rupees are left in the account?
33. 33.A message says Farhan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
34. 34.A message says Rahul has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
35. 35.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
36. 36.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
37. 37.Dev’s mother has ₹1800 in her bank account. She pays ₹330 for fruit and ₹220 for vegetables by UPI. How many rupees are left in the account?
38. 38.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
39. 39.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
40. 40.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message

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