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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 21 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Pooja gets a link: “Click now to win a phone worth ₹10000!” What should Pooja do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  2. 2.Saanvi sees that ₹10000 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  3. 3.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  4. 4.Riya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  5. 5.Manav gets a link: “Click now to win a phone worth ₹50000!” What should Manav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  6. 6.Dev sees that ₹50000 was sent to a wrong number by mistake. What should Dev do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  7. 7.A stranger asks Aditya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  8. 8.Tara’s mother has ₹1200 in her bank account. She pays ₹190 for milk and ₹380 for school books by UPI. How many rupees are left in the account?
  9. 9.Isha’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  10. 10.Pooja’s mother has ₹2600 in her bank account. She pays ₹250 for bread and ₹100 for a gas cylinder by UPI. How many rupees are left in the account?
  11. 11.Rohan’s mother has ₹1000 in her bank account. She pays ₹90 for vegetables and ₹60 for medicines by UPI. How many rupees are left in the account?
  12. 12.Kabir’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  13. 13.Joseph gets a link: “Click now to win a phone worth ₹2000!” What should Joseph do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  14. 14.Kavya’s mother has ₹1400 in her bank account. She pays ₹370 for a gas cylinder and ₹370 for milk by UPI. How many rupees are left in the account?
  15. 15.Pooja’s mother has ₹1000 in her bank account. She pays ₹290 for bread and ₹270 for vegetables by UPI. How many rupees are left in the account?
  16. 16.Farhan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  17. 17.Nisha gets a link: “Click now to win a phone worth ₹50000!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  18. 18.Arjun’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  19. 19.Zoya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  20. 20.Manav’s mother has ₹2500 in her bank account. She pays ₹140 for milk and ₹280 for school books by UPI. How many rupees are left in the account?
  21. 21.Gurpreet’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  22. 22.A stranger asks Kavya to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  23. 23.Farhan’s mother has ₹1000 in her bank account. She pays ₹150 for medicines and ₹260 for vegetables by UPI. How many rupees are left in the account?
  24. 24.Isha’s mother has ₹1300 in her bank account. She pays ₹200 for bread and ₹400 for vegetables by UPI. How many rupees are left in the account?
  25. 25.A message says Kabir has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  26. 26.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  27. 27.Vivaan sees that ₹25000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
  28. 28.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  29. 29.A message says Aarav has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  30. 30.Kavya sees that ₹10000 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  31. 31.A message says Priya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  32. 32.Sneha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  33. 33.Isha gets a link: “Click now to win a phone worth ₹10000!” What should Isha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  34. 34.Rahul gets a link: “Click now to win a phone worth ₹50000!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  35. 35.Aditya sees that ₹25000 was sent to a wrong number by mistake. What should Aditya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  36. 36.A stranger asks Ananya to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  37. 37.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  38. 38.A message says Aditya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  39. 39.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  40. 40.Dev’s mother has ₹1300 in her bank account. She pays ₹350 for a gas cylinder and ₹370 for vegetables by UPI. How many rupees are left in the account?

Answer key

  1. Ignore it, tell a parent
  2. Tell a parent at once
  3. No one
  4. The name and amount
  5. Ignore it, tell a parent
  6. Tell a parent at once
  7. Scanning a QR pays money
  8. 630
  9. The name and amount
  10. 2250
  11. 850
  12. The name of the shop
  13. Ignore it, tell a parent
  14. 660
  15. 440
  16. The name and amount
  17. Ignore it, tell a parent
  18. The name and amount
  19. The name and amount
  20. 2080
  21. The name of the shop
  22. Scanning a QR pays money
  23. 590
  24. 700
  25. No PIN to receive money
  26. Never share the OTP
  27. Tell a parent at once
  28. Never share the OTP
  29. No PIN to receive money
  30. Tell a parent at once
  31. No PIN to receive money
  32. The name of the shop
  33. Ignore it, tell a parent
  34. Ignore it, tell a parent
  35. Tell a parent at once
  36. Scanning a QR pays money
  37. No one
  38. No PIN to receive money
  39. No one
  40. 580

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