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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 201 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.A message says Kavya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  2. 2.Dev’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  3. 3.Sneha’s mother has ₹1600 in her bank account. She pays ₹110 for milk and ₹330 for school books by UPI. How many rupees are left in the account?
  4. 4.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  5. 5.Priya gets a link: “Click now to win a phone worth ₹10000!” What should Priya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  6. 6.Rahul’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  7. 7.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  8. 8.Ananya sees that ₹10000 was sent to a wrong number by mistake. What should Ananya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  9. 9.Diya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  10. 10.A stranger asks Pooja to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  11. 11.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  12. 12.A stranger asks Rohan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  13. 13.Pooja’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  14. 14.A stranger asks Gurpreet to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  15. 15.Dev’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  16. 16.A message says Vivaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  17. 17.Rohan’s mother has ₹1200 in her bank account. She pays ₹250 for a gas cylinder and ₹370 for fruit by UPI. How many rupees are left in the account?
  18. 18.Karan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Karan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  19. 19.A stranger asks Lakshmi to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  20. 20.Aarav’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  21. 21.A message says Manav has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
  22. 22.Arjun’s mother has ₹1500 in her bank account. She pays ₹110 for a gas cylinder and ₹110 for medicines by UPI. How many rupees are left in the account?
  23. 23.Aditya’s mother has ₹2600 in her bank account. She pays ₹310 for vegetables and ₹250 for medicines by UPI. How many rupees are left in the account?
  24. 24.Diya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
  25. 25.Aarav sees that ₹500 was sent to a wrong number by mistake. What should Aarav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  26. 26.Ishaan’s mother has ₹2000 in her bank account. She pays ₹160 for vegetables and ₹400 for bread by UPI. How many rupees are left in the account?
  27. 27.A message says Zoya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  28. 28.A stranger asks Sneha to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  29. 29.A stranger asks Sneha to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  30. 30.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  31. 31.Tara’s mother has ₹2000 in her bank account. She pays ₹80 for milk and ₹160 for school books by UPI. How many rupees are left in the account?
  32. 32.Saanvi’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  33. 33.Ananya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  34. 34.Kavya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  35. 35.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  36. 36.Farhan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  37. 37.Aditya sees that ₹10000 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  38. 38.Meera’s mother has ₹1900 in her bank account. She pays ₹110 for school books and ₹70 for bread by UPI. How many rupees are left in the account?
  39. 39.A stranger asks Pooja to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  40. 40.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message

Answer key

  1. No PIN to receive money
  2. The name and amount
  3. 1160
  4. Never share the OTP
  5. Ignore it, tell a parent
  6. The name and amount
  7. No PIN to receive money
  8. Tell a parent at once
  9. The name and amount
  10. Scanning a QR pays money
  11. Never share the OTP
  12. Scanning a QR pays money
  13. The name and amount
  14. Scanning a QR pays money
  15. The name of the shop
  16. No PIN to receive money
  17. 580
  18. Never share the OTP
  19. Scanning a QR pays money
  20. The name of the shop
  21. No PIN to receive money
  22. 1280
  23. 2040
  24. The name and amount
  25. Tell a parent at once
  26. 1440
  27. No PIN to receive money
  28. Scanning a QR pays money
  29. Scanning a QR pays money
  30. Ignore it, tell a parent
  31. 1760
  32. The name of the shop
  33. The name of the shop
  34. The name and amount
  35. The name of the shop
  36. The name of the shop
  37. Tell a parent at once
  38. 1720
  39. Scanning a QR pays money
  40. Never share the OTP

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