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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 202 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  2. 2.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  3. 3.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  4. 4.A stranger asks Aditya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  5. 5.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  6. 6.Vivaan sees that ₹50000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  7. 7.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  8. 8.Manav’s mother has ₹2100 in her bank account. She pays ₹100 for school books and ₹350 for milk by UPI. How many rupees are left in the account?
  9. 9.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  10. 10.Farhan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  11. 11.Aarav sees that ₹500 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  12. 12.Isha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  13. 13.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  14. 14.Dev’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  15. 15.Gurpreet’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  16. 16.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  17. 17.Joseph’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  18. 18.Nisha’s mother has ₹2500 in her bank account. She pays ₹250 for vegetables and ₹50 for fruit by UPI. How many rupees are left in the account?
  19. 19.Farhan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
  20. 20.A stranger asks Rahul to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  21. 21.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  22. 22.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
  23. 23.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  24. 24.Manav gets a link: “Click now to win a phone worth ₹50000!” What should Manav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  25. 25.Arjun’s mother has ₹1600 in her bank account. She pays ₹190 for fruit and ₹180 for school books by UPI. How many rupees are left in the account?
  26. 26.Priya gets a link: “Click now to win a phone worth ₹50000!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  27. 27.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  28. 28.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  29. 29.Arjun’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  30. 30.Diya gets a link: “Click now to win a phone worth ₹25000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  31. 31.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
  32. 32.Aditya’s mother has ₹2100 in her bank account. She pays ₹340 for a gas cylinder and ₹260 for fruit by UPI. How many rupees are left in the account?
  33. 33.A stranger asks Arjun to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
  34. 34.Aarav gets a link: “Click now to win a phone worth ₹1000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  35. 35.Nisha’s mother has ₹1400 in her bank account. She pays ₹330 for milk and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
  36. 36.Diya sees that ₹5000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  37. 37.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  38. 38.Gurpreet’s mother has ₹2800 in her bank account. She pays ₹320 for fruit and ₹300 for medicines by UPI. How many rupees are left in the account?
  39. 39.Priya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
  40. 40.Karan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay

Answer key

  1. Ignore it, tell a parent
  2. The name of the shop
  3. Never share the OTP
  4. Scanning a QR pays money
  5. No PIN to receive money
  6. Tell a parent at once
  7. The name of the shop
  8. 1650
  9. No one
  10. The name and amount
  11. Tell a parent at once
  12. The name of the shop
  13. No one
  14. The name of the shop
  15. The name of the shop
  16. The name of the shop
  17. The name and amount
  18. 2200
  19. The name and amount
  20. Scanning a QR pays money
  21. Never share the OTP
  22. Never share the OTP
  23. Never share the OTP
  24. Ignore it, tell a parent
  25. 1230
  26. Ignore it, tell a parent
  27. Never share the OTP
  28. Ignore it, tell a parent
  29. The name and amount
  30. Ignore it, tell a parent
  31. Never share the OTP
  32. 1500
  33. Scanning a QR pays money
  34. Ignore it, tell a parent
  35. 930
  36. Tell a parent at once
  37. The name of the shop
  38. 2180
  39. The name of the shop
  40. The name of the shop

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