Safe Digital Payments Worksheet
The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.
NameDateTime takenScore ___ / 40
- 1.Riya gets a link: “Click now to win a phone worth ₹500!” What should Riya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 2.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
- 3.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
- 4.A stranger asks Aditya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
- 5.A message says Kavya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
- 6.Vivaan sees that ₹50000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 7.Meera’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
- 8.Manav’s mother has ₹2100 in her bank account. She pays ₹100 for school books and ₹350 for milk by UPI. How many rupees are left in the account?
- 9.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
- 10.Farhan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
- 11.Aarav sees that ₹500 was sent to a wrong number by mistake. What should Aarav do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
- 12.Isha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
- 13.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
- 14.Dev’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
- 15.Gurpreet’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
- 16.Priya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
- 17.Joseph’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
- 18.Nisha’s mother has ₹2500 in her bank account. She pays ₹250 for vegetables and ₹50 for fruit by UPI. How many rupees are left in the account?
- 19.Farhan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
- 20.A stranger asks Rahul to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
- 21.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 22.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
- 23.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 24.Manav gets a link: “Click now to win a phone worth ₹50000!” What should Manav do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
- 25.Arjun’s mother has ₹1600 in her bank account. She pays ₹190 for fruit and ₹180 for school books by UPI. How many rupees are left in the account?
- 26.Priya gets a link: “Click now to win a phone worth ₹50000!” What should Priya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 27.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
- 28.Rohan gets a link: “Click now to win a phone worth ₹25000!” What should Rohan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
- 29.Arjun’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
- 30.Diya gets a link: “Click now to win a phone worth ₹25000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
- 31.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
- 32.Aditya’s mother has ₹2100 in her bank account. She pays ₹340 for a gas cylinder and ₹260 for fruit by UPI. How many rupees are left in the account?
- 33.A stranger asks Arjun to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
- 34.Aarav gets a link: “Click now to win a phone worth ₹1000!” What should Aarav do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
- 35.Nisha’s mother has ₹1400 in her bank account. She pays ₹330 for milk and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
- 36.Diya sees that ₹5000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
- 37.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
- 38.Gurpreet’s mother has ₹2800 in her bank account. She pays ₹320 for fruit and ₹300 for medicines by UPI. How many rupees are left in the account?
- 39.Priya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
- 40.Karan’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
Answer key
- Ignore it, tell a parent
- The name of the shop
- Never share the OTP
- Scanning a QR pays money
- No PIN to receive money
- Tell a parent at once
- The name of the shop
- 1650
- No one
- The name and amount
- Tell a parent at once
- The name of the shop
- No one
- The name of the shop
- The name of the shop
- The name of the shop
- The name and amount
- 2200
- The name and amount
- Scanning a QR pays money
- Never share the OTP
- Never share the OTP
- Never share the OTP
- Ignore it, tell a parent
- 1230
- Ignore it, tell a parent
- Never share the OTP
- Ignore it, tell a parent
- The name and amount
- Ignore it, tell a parent
- Never share the OTP
- 1500
- Scanning a QR pays money
- Ignore it, tell a parent
- 930
- Tell a parent at once
- The name of the shop
- 2180
- The name of the shop
- The name of the shop
Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids