Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 203 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Pooja’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
2. 2.A stranger asks Vivaan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
3. 3.Rohan’s mother has ₹2700 in her bank account. She pays ₹300 for a gas cylinder and ₹370 for vegetables by UPI. How many rupees are left in the account?
4. 4.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
5. 5.Kavya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
6. 6.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
7. 7.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
8. 8.Kavya’s mother has ₹2700 in her bank account. She pays ₹170 for medicines and ₹220 for milk by UPI. How many rupees are left in the account?
9. 9.Kavya’s mother has ₹2300 in her bank account. She pays ₹240 for vegetables and ₹90 for school books by UPI. How many rupees are left in the account?
10. 10.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
11. 11.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
12. 12.A message says Aarav has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
13. 13.Pooja’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
14. 14.Vivaan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
15. 15.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
16. 16.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
17. 17.Vivaan’s mother has ₹1000 in her bank account. She pays ₹50 for fruit and ₹100 for vegetables by UPI. How many rupees are left in the account?
18. 18.Ananya’s mother has ₹2800 in her bank account. She pays ₹110 for medicines and ₹100 for vegetables by UPI. How many rupees are left in the account?
19. 19.Joseph’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
20. 20.Meera’s mother has ₹2900 in her bank account. She pays ₹210 for milk and ₹60 for bread by UPI. How many rupees are left in the account?
21. 21.Rohan sees that ₹10000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
22. 22.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
23. 23.A stranger asks Arjun to scan a QR code to “get” ₹10000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
24. 24.Zoya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Zoya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
25. 25.A message says Pooja has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
26. 26.Rohan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
27. 27.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
28. 28.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
29. 29.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
30. 30.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
31. 31.Rahul’s mother has ₹2800 in her bank account. She pays ₹160 for a gas cylinder and ₹360 for milk by UPI. How many rupees are left in the account?
32. 32.A message says Sneha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
33. 33.Saanvi’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
34. 34.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
35. 35.Isha’s mother has ₹1100 in her bank account. She pays ₹70 for school books and ₹240 for fruit by UPI. How many rupees are left in the account?
36. 36.Kavya’s mother has ₹1400 in her bank account. She pays ₹170 for vegetables and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
37. 37.A stranger asks Kavya to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
38. 38.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
39. 39.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
40. 40.A message says Meera has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly

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